863 E Cermak St, Hernando, FL 34442 Property Records

Citrus County property record for 863 E Cermak St, Hernando, FL 34442 · Last verified April 2026

Property Highlights

Property Type	Vacant Land > Residential
Lot Size	61,968 sqft (1.42 acres)
Last Sale	$44,000 (2025)
Tax Bill	$465.00 (2024)

Owner

Source: Citrus County records · APN 1518S19E00203150

Assessment roll updated December 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	13682 SW 40TH AVENUE RD, OCALA, FL 34473-2194
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Single Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 25, 2025 · Amount on Record
Deed Sale	Feb 25, 2025 · Amount on Record
Prior Sale	Dec 01, 1998 · Amount on Record
Deed Doc Number	202511374
Deed Book / Page	3543 / 24
Prior Transfer Date	Dec 13, 2007
Prior Transfer Doc	0021810159
Record Refreshed	Jun 08, 2026

February 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Feb 25, 2025
Property Address	863 E CERMAK ST, HERNANDO, FL 34442-2621
Document Number	0035430024
Book / Page	3543 / 24
Map Reference	MB 8 PG 101
Instrument Date	Feb 24, 2025
Instrument	2025011374
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$308.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3244 E CROWN DR, INVERNESS, FL 34453-0349

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13682 SW 40TH AVENUE RD, OCALA, FL 34473-2194

Mortgage

Document Number	0000354326
Date	Feb 25, 2025
Instrument	3543/26

Lender

Name	21ST MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2055

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated December 3, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$481.00 (+3.44%)	$30,790 (-16.92%) Land $30,790	$30,790 (-16.92%) Land $30,790
2024	$465.00 (+21.73%) Additional exemption filed	$37,060 (+46.6%) Land $37,060	$37,060 (+46.6%) Land $37,060
2023	$382.00 (+84.54%) Additional exemption filed	$25,280 (+34.4%) Land $25,280	$25,280 (+34.4%) Land $25,280
2022	$207.00	$18,810 Land $18,810	$18,810 Land $18,810

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 47% of the US · above 18% of Florida
Wildfire Likelihood	About 1 in 935 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`1518S19E00203150`
Alternative APNs	`19E-18S-15-0020-00000-3150` `19E-18S-15-0020-315.0` `1609062`

Exterior

Lot Area	61,968 sqft (1.42 acres)
Depth X Width	340 ft x 181 ft Depth x Width

Location & Zoning

Account Number	1609062
Street Address	863 E CERMAK ST
City	HERNANDO
State	FL
Zip	34442-2621
Property Usage	Residential Property Usage
Type	Vacant Land > Residential
Legal Description	FOREST LAKE NORTH PB 8 PG 101 LOT 315
Legal Range	19E
Legal Township	18S
Legal Section	06
Legal Subdivision	FOREST LAKE NORTH
Legal Lot Number	315
Jurisdiction	CITRUS FL
Minor Civil Division	INVERNESS
Census Blockgroup	1
Census Block	1012
Census Tract	450103