961 Central Ave, Deerfield, IL 60015 Property Records

Lake County property record for 961 Central Ave, Deerfield, IL 60015

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,309 sqft · built 1929
Lot Size	0.214 acres (9,300 sqft)
Owner	2 Individual Names on File
Last Sale	$278,000 (May 2019)
Tax Bill	$9,625 (2024)
Deeds & Mortgages	May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-32-213-008`

Property Details

APN / Parcel Number

Primary APN	`16-32-213-008`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,309 sqft Living Area
Gross Area	1,993 sqft
1st Floor Area	796 sqft
2nd Floor Area	513 sqft
Upper Floors Area	547 sqft
Basement Area	684 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,300 sqft (0.214 acres)
Lot Dimensions	155 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	290 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	961 CENTRAL AVE
City	DEERFIELD
State	IL
Zip	60015-4273
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WM. F. PLAGGE SECOND SUB IN DEERFIELD LOT 10
Legal Subdivision	WM. F. PLAGGE SECOND SUB
Legal Lot Number	10
Jurisdiction	LAKE IL
Township / Civil Division	WEST DEERFIELD
Census Block Group	1
Census Block	1002
Census Tract	864903

Owner

961 Central Ave is owned and occupied by two individuals who bought it in May 2019.

Source: Lake County records, as of April 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	961 CENTRAL AVE, DEERFIELD, IL 60015-4273
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2019 · Amount on File
Deed Sale	May 7, 2019 · Amount on File
Deed Document Number	20197559984
Record Updated	Oct 29, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	May 7, 2019
Property Address	961 CENTRAL AVE, DEERFIELD, IL 60015-4273
Document Number	0007559984
Map Reference	MB N PG 24
Instrument Date	Apr 27, 2019
Instrument	7559984
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$278.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	961 CENTRAL AVE, 961, DEERFIELD, IL 60015-4273

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	961 CENTRAL AVE, DEERFIELD, IL 60015-4273

Mortgage

Document Number	0007559985
Date	May 7, 2019
Instrument	7559985

Lender

Name	C & R MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	West Deerfield Township
Municipality	Deerfield Village
Elementary School District	Deerfield School District 109 (PK - 08)
Secondary School District	Township High School District 113 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$117,758 Land $46,160 Building $71,598	$353,309 Land $138,494 Building $214,815
2024	$9,625.00 (+15.73%)
2023	$8,317.00 (+6.14%)	$107,794 (+14.87%) Land $42,254 Building $65,540	$323,415 (+14.87%) Land $126,775 Building $196,640
2022	$7,836.00	$93,837 Land $45,385 Building $48,452	$281,540 Land $136,169 Building $145,371

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 961 Central Ave in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	20 (1982–2019)
Claims Outside the SFHA	13 of 20
Most Recent Claim	Feb 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 961 Central Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEERFIELD serves 19,196 people · EPA ID IL0974340
Water Source	Purchased surface water from HIGHLAND PARK
Last State Inspection	Oct 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20