Lake County property record for 1006 Central Ave, Deerfield, IL 60015
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,171 sqft · built 1955 |
| Lot Size | 0.178 acres (7,749 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $530,000 (Apr 2024) |
| Tax Bill | $10,507 (2025) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage Jul 2023 Sale & Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-32-209-017 |
| Primary APN | 16-32-209-017 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,171 sqft Living Area |
| Gross Area | 2,342 sqft |
| 1st Floor Area | 1,171 sqft |
| Basement Area | 1,171 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 7,749 sqft (0.178 acres) |
| Lot Dimensions | 155 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Water Source | Commercial |
| Street Address | 1006 CENTRAL AVE |
|---|---|
| City | DEERFIELD |
| State | IL |
| Zip | 60015-4215 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EDWIN P. OSTERMANS SUB; W 50 FT E 80 FT LOT 67 |
| Legal Subdivision | EDWIN P. OSTERMANS SUB |
| Legal Lot Number | 67 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | WEST DEERFIELD |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 864903 |
1006 Central Ave is owned by two individuals who bought it in April 2024.
Source: Lake County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1647 GREEN BAY RD, 1, HIGHLAND PARK, IL 60035-5705 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 4, 2024 | Deed, Transfer · Conventional Mortgage LOWER LLC |
| Jul 13, 2023 | Deed, Transfer · Construction Mortgage KIAVI FUNDING INC |
| Apr 7, 2022 | Intrafamily Transfer, Transfer ATTORNEY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 4, 2024 · Amount on File |
| Deed Sale | Apr 4, 2024 · Amount on File |
| Prior Sale | Jul 13, 2023 · Amount on File |
| Deed Document Number | 20248027576 |
| Prior Transfer Date | Apr 2, 2005 |
| Prior Transfer Doc | 0005773087 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Apr 4, 2024 |
| Property Address | 1006 CENTRAL AVE, DEERFIELD, IL 60015-4215 |
| Document Number | 0008027576 |
| Map Reference | DOC 156147 MB J PGS |
| Instrument Date | Apr 1, 2024 |
| Instrument | 8027576 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2024 |
| Amount | Amount on Record |
|---|---|
| Tax | $530.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1006 CENTRAL AVE, DEERFIELD, IL 60015-4215 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1006 CENTRAL AVE, DEERFIELD, IL 60015-4215 |
| Document Number | 0008027577 |
|---|---|
| Date | Apr 4, 2024 |
| Instrument | 8027577 |
| Name | LOWER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2054 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.99% |
| Document Number | 0008027577 |
|---|---|
| Date | Apr 4, 2024 |
| Instrument | 8027577 |
| Name | LOWER LLC |
|---|---|
| Type | Mortgage Company |
| Address | 5950 SYMPHONY WOODS RD STE 301, COLUMBIA, MD 21044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2054 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.99% |
| Document Type | Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Jul 13, 2023 |
| Property Address | 1006 CENTRAL AVE, DEERFIELD, IL 60015-4215 |
| Document Number | 0007984295 |
| Map Reference | DOC 156147 |
| Instrument Date | Jul 7, 2023 |
| Instrument | 7984295 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $290.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1006 CENTRAL AVE, DEERFIELD, IL 60015-4215 |
| Document Number | 0007984296 |
|---|---|
| Date | Jul 13, 2023 |
| Instrument | 7984296 |
| Name | KIAVI FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | PITTSBURGH, PA 15212 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Apr 7, 2022 |
| Property Address | 1006 CENTRAL AVE, DEERFIELD, IL 60015-4215 |
| Document Number | 0007894985 |
| Map Reference | DOC 156147 |
| Instrument Date | Apr 5, 2022 |
| Instrument | 7894985 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 12 OAK CREEK CT, NORTH AURORA, IL 60542-7002 |
The 2025 property tax bill for 1006 Central Ave was $10,507, down 2.9% from the year before.
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | West Deerfield Township |
| Municipality | Deerfield Village |
| Elementary School District | Deerfield School District 109 (PK - 08) |
| Secondary School District | Township High School District 113 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,507.00 (-2.87%) | $122,945 Land $38,467 Building $84,478 | $368,872 Land $115,413 Building $253,459 |
| 2024 | $10,817.00 (+27.59%) | ||
| 2023 | $8,478.00 (+5.94%) | $103,800 (+16%) Land $35,212 Building $68,588 | $311,432 (+16%) Land $105,647 Building $205,785 |
| 2022 | $8,003.00 | $89,482 Land $37,820 Building $51,662 | $268,472 Land $113,471 Building $155,001 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1006 Central Ave in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 10 (1979–1987) |
| Claims Outside the SFHA | 4 of 10 |
| Most Recent Claim | Aug 1987 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1006 Central Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEERFIELD serves 19,196 people · EPA ID IL0974340 |
|---|---|
| Water Source | Purchased surface water from HIGHLAND PARK |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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