9605 E Napier Ave, Benton Harbor, MI 49022 Property Records

Berrien County property record for 9605 E Napier Ave, Benton Harbor, MI 49022

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,456 sqft · built 2000
Lot Size	7.4 acres (322,344 sqft)
Owner	Individual Name on File
Last Sale	$260,300 (Jul 2000)
Tax Bill	$2,622 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-0025-0012-09-8`

Property Details

APN / Parcel Number

Primary APN	`01-0025-0012-09-8`
Alternative APN	`11-01-0025-0012-09-8`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,456 sqft Living Area
1st Floor Area	1,456 sqft
Basement Area	1,456 sqft
Unfinished Basement	1,456 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	322,344 sqft (7.4 acres)
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	9605 E NAPIER AVE
City	BENTON HARBOR
State	MI
Zip	49022-9423
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES-AG
Legal Description	BEG ON S LN SEC 25 T4S R17W 535.72' N89DEG42'00''W OF SE COR SEC 25 TH N89DEG42'00''W 385' TH N00DEG24'40''E 837.72' TH S89DEG44'38''E 385' TH S00DEG24'40''W 838.02' TO POB
Legal Range	17W
Legal Township	04S
Legal Section	25
Jurisdiction	BERRIEN MI
Township / Civil Division	BAINBRIDGE
Census Block Group	2
Census Block	2026
Census Tract	10400

Owner

9605 E Napier Ave is owned and occupied by an individual who acquired it in April 2018.

Source: Berrien County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	9605 E NAPIER AVE, BENTON HARBOR, MI 49022-9423
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2021	Deed of Trust, Mortgage · Line of Credit HONOR CU
May 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage CHEMICAL BANK
Apr 16, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2000 · Amount on File
Deed Sale	Jul 21, 2000 · Amount on File
Deed Book / Page	2069 / 647
Last Transfer Date	Apr 10, 2018
Transfer Doc	03202/3152
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	9605 E NAPIER AVE, BENTON HARBOR, MI 49022-9423
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9605 E NAPIER AVE, BENTON HARBOR, MI 49022-9423

Mortgage

Document Number	03355/2376
Date	Dec 6, 2021
Book Page	3355/2376
Instrument	3355-2376

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Dec 12, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	9605 E NAPIER AVE, BENTON HARBOR, MI 49022-9423
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03237/0687
Date	May 14, 2019
Book Page	3237/0687

Lender

Name	CHEMICAL BANK
Type	Bank
Address	WYOMING, MI 49519

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2034

April 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Apr 16, 2018
Property Address	9605 E NAPIER AVE, BENTON HARBOR, MI 49022-9423
Document Number	03202/3152
Book / Page	3202 / 3152
Instrument Date	Apr 10, 2018
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9605 E NAPLES, BENTON HARBOR, MI 49022

Tax Assessment & Valuation

The 2025 property tax bill for 9605 E Napier Ave was $2,622 with a homeowner's exemption, up 2.4% from the year before.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Bainbridge Township
Unified School District	Watervliet School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$176,300 (+4.51%)	$352,600 (+4.51%)
2025	$2,622.00 (+2.42%) Homeowner's exemption	$168,700	$337,400
2024	$2,560.00
2023		$137,400	$274,800
2022	$2,392.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9605 E Napier Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9605 E Napier Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Midwest Energy & Communications, Sister Lakes Cable.

Cell Coverage

5G (outdoors only) and 4G LTE

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