9605 E Kirsch Rd, Saint Jacob, IL 62281 Property Records

Madison County property record for 9605 E Kirsch Rd, Saint Jacob, IL 62281

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,249 sqft · built 2005
Lot Size	1.65 acres (71,874 sqft)
Owner	2 Company Names on Record
Last Sale	$885,000 (Feb 2025)
Tax Bill	$10,440 (2025)
Deeds & Mortgages	Mar 2025 Line of Credit Feb 2025 Sale & Mortgage
APN	`09-1-22-24-00-000-006`

Property Details

APN / Parcel Number

Primary APN	`09-1-22-24-00-000-006`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,249 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	71,874 sqft (1.65 acres)
Garage Type	Attached
Lean-To	Lean-To
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	9605 E KIRSCH RD
City	SAINT JACOB
State	IL
Zip	62281-2121
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SE NE & W1/2 NE NE
Jurisdiction	MADISON IL
Township / Civil Division	JARVIS
Census Block Group	2
Census Block	2002
Census Tract	403532

Owner

Source: Madison County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	9605 E KIRSCH RD, SAINT JACOB, IL 62281-2121
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2025	Deed of Trust, Mortgage · Line of Credit CARROLLTON BANK
Feb 10, 2025	Deed, Transfer · Conventional Mortgage SCOTT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 2025 · Amount on Record
Deed Sale	Feb 10, 2025 · Amount on Record
Prior Sale	Oct 7, 2020 · Amount on Record
Deed Document Number	20253626
Prior Transfer Date	Jan 31, 2025
Prior Transfer Doc	0000003626
Record Updated	Oct 29, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	9605 E KIRSCH RD, SAINT JACOB, IL 62281-2121
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007389
Date	Mar 19, 2025
Instrument	2025R07389

Lender

Name	CARROLLTON BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Mar 19, 2028

February 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON IL
Recording Date	Feb 10, 2025
Property Address	9605 E KIRSCH RD, SAINT JACOB, IL 62281-2121
Document Number	0000003626
Instrument Date	Jan 31, 2025
Instrument	2025R03626
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	COMMUNITY TITLE, COMMUNITY TITLE SHILOH

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,327.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9605 E KIRSCH RD, SAINT JACOB, IL 62281-2121

Mortgage

Document Number	0000003627
Date	Feb 10, 2025
Instrument	2025R03627

Lender

Name	SCOTT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6%
Adjustable	Adjustable Rate Rider
Change Frequency	6 Months
Min Rate At Change	4%
Max Rate At Change	8%
Index	Other
Margin	3
Max Rate	11%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Jarvis Township
Unified School District	Triad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,440.00 (+6.64%)	$169,030 (+27.52%) Land $25,330 Building $143,700
2024	$9,790.00 (+12.35%)
2022	$8,714.00	$132,550 Land $19,030 Building $113,520	$398,048 Land $57,147 Building $340,901

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

5G (outdoors only) and 4G LTE

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