10091 E Kirsch Rd, Saint Jacob, IL 62281 Property Records

Madison County property record for 10091 E Kirsch Rd, Saint Jacob, IL 62281

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,086 sqft · built 2005
Lot Size2 acres (87,120 sqft)
OwnerIndividual Name on File
Last Sale$296,000 (May 2017)
Tax Bill$7,989 (2025)
Deeds & MortgagesDec 2025 Transfer
May 2017 Sale & Mortgage
APN05-2-23-20-00-000-015

Property Details

APN / Parcel Number

Primary APN05-2-23-20-00-000-015

Interior

Bedrooms5 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area2,086 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialVinyl
Construction TypeFrame
Lot Area87,120 sqft (2 acres)
Lot Dimensions415 ft deep x 210 ft wide
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address10091 E KIRSCH RD
CitySAINT JACOB
StateIL
Zip62281-2129
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSCHOECKS 1ST SUBD LOT 4 210 X 415
Legal SubdivisionSCHOECKS FIRST SUBD
Legal Lot Number4
JurisdictionMADISON IL
Township / Civil DivisionST. JACOB
Census Block Group4
Census Block4039
Census Tract403702

Owner

Source: Madison County assessment roll, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address10091 E KIRSCH RD, SAINT JACOB, IL 62281-2129
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 1, 2025Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
May 3, 2017Warranty Deed, Transfer · Conventional Mortgage
CITIZENS COMMUNITY BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 3, 2017 · Amount on Record
Deed SaleMay 3, 2017 · Amount on Record
Prior SaleMar 2, 2011 · Amount on Record
Deed Document Number201714937
Last Transfer DateNov 18, 2025
Transfer Doc0000033500
Record UpdatedSep 20, 2026

December 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMADISON IL
Recording DateDec 1, 2025
Property Address10091 E KIRSCH RD, SAINT JACOB, IL 62281-2129
Document Number0000033500
Map ReferencePB 63 PG 292
Instrument DateNov 18, 2025
Instrument2025R33500
Transaction TypeTransfer
Record UpdatedJan 7, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address115 WATERPOINT DR APT 3, 3, SAINT JACOB, IL 62281-1254

Transferred To (Grantee/Buyer)

NameVerified Name
Address10091 E KIRSCH RD, SAINT JACOB, IL 62281-2129

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON IL
Recording DateMay 3, 2017
Property Address10091 E KIRSCH RD, SAINT JACOB, IL 62281-2129
Document Number0000014937
Map ReferencePL 63 PG 292
Instrument DateApr 27, 2017
Instrument2017R14937
Transaction TypeTransfer
Record UpdatedApr 21, 2022
Title CompanyCOMMUNITY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$444.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10091 E KIRSCH RD, SAINT JACOB, IL 62281-2129

Mortgage

Document Number0000014938
DateMay 3, 2017
Instrument2017R14938
Lender
NameCITIZENS COMMUNITY BANK
TypeBank
AddressFREEBURG, IL 62243
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 1, 2032
Interest
Rate3.25%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMadison County
County SubdivisionSt. Jacob Township
Unified School DistrictTriad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,989.00 (-20.45%) Homeowner's exemption$129,140 (-19.73%) Land $14,280 Building $114,860$387,420 (-19.73%) Land $42,840 Building $344,580
2024$10,043.00 (+14.62%)$160,890 (+21.88%) Land $13,080 Building $147,810$482,670 (+21.76%) Land $39,240 Building $443,430
2022$8,762.00$132,010 Land $10,730 Building $121,280$396,426 Land $32,222 Building $364,204

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Progressive Voice & Data
Fiber
1,000 / 1,000

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