9604 Patterson Dr, Bernard, IA 52032 Property Records

Jackson County property record for 9604 Patterson Dr, Bernard, IA 52032

Property Summary

Property TypeMobile Home
Details3 bd · 3 ba · 1,512 sqft · built 2004
Lot Size0.464 acres (20,194 sqft)
Owner2 Individual Names on Record
Last Sale$125,000 (Sep 2024)
Tax Bill$1,278 (2026)
Deeds & MortgagesSep 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN050424426029000

Property Details

APN / Parcel Number

Primary APN050424426029000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Building Area1,512 sqft Living Area
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleMobile Home
Exterior MaterialVinyl
Foundation TypePier/Post & Beam
Roof TypeGable
Roof MaterialAsphalt
Lot Area20,194 sqft (0.464 acres)
Lot Dimensions95 ft deep x 95 ft wide
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
Deck Area144 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Street Address9604 PATTERSON DR
CityBERNARD
StateIA
Zip52032-9364
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionLOTS 14,15 & 16 BLK 1 UNIT 4 LEISURE LAKE EST SURV 1-96
Legal Range01E
Legal Township86N
Legal Section24
Legal SubdivisionLEISURE LAKE ESTATES UNIT FOUR
Legal Block1
Legal Lot Number14-16
JurisdictionJACKSON IA
Township / Civil DivisionBUTLER
Census Block Group2
Census Block2010
Census Tract950100

Owner

Source: Jackson County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address9604 PATTERSON DR, BERNARD, IA 52032-9364
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 25, 2024 · Amount on Record
Deed SaleSep 25, 2024 · Amount on Record
Prior SaleSep 29, 2011 · Amount on Record
Deed Document Number20242621
Record UpdatedOct 29, 2026

September 2024: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionJACKSON IA
Recording DateSep 25, 2024
Property Address9604 PATTERSON DR, BERNARD, IA 52032-9364
Document Number0000242621
Map ReferenceMB 1 PG 96
Instrument DateSep 11, 2024
Instrument24-2621
Transaction TypeTransfer
Record UpdatedOct 10, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$199.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address9604 PATTERSON DR, BERNARD, IA 52032-9364

Mortgage

Document Number0000242622
DateSep 25, 2024
Instrument24-2622
Lender
NameDUPACO COMMUNITY CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2054
Interest
Rate TypeAdjustable Rate
Rate5.75%
Type Change DateOct 1, 2031
Change FrequencyAnnually
Min Rate At Change3.75%
Max Rate At Change7.75%
Index1-Year T-Bill
Max Rate11.7%

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of October 10, 2025

Property Jurisdictions

TypeName
StateIowa
CountyJackson County
Unified School DistrictWestern Dubuque County Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,278.00$125,900 (-) Land $6,900 Building $119,000$125,900 (-) Land $6,900 Building $119,000
2025$1,278.00 (-12.23%)$125,900 (-7.08%) Land $6,900 Building $119,000$125,900 (-7.08%) Land $6,900 Building $119,000
2024$1,456.00 (+50.72%)
2023$135,500 Land $6,900 Building $128,600$135,500 Land $6,900 Building $128,600
2022$966.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 27, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 60% of Iowa
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Bernard Telephone Company
Fiber
1,000 / 1,000

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