9600 Patterson Dr, Bernard, IA 52032 Property Records

Jackson County property record for 9600 Patterson Dr, Bernard, IA 52032

Property Summary

Property TypeSingle Family Home
Detailsbuilt 1991
Lot Size0.72 acres (31,350 sqft)
Owner2 Individual Names on File
Last Sale$80,000 (Jun 2025)
Tax Bill$404 (2026)
Deeds & MortgagesJun 2025 Sale & Construction Loan
Jul 2020 Sale
Flood ZoneZone X (minimal risk)
APN050424426036000

Property Details

APN / Parcel Number

Primary APN050424426036000
Alternative APN
  • 050424426033000

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Lot Area31,350 sqft (0.72 acres)
Lot Dimensions95 ft deep x 330 ft wide
Garage TypeDetached
Garage Area1,040 sqft
Parking Spaces4 Parking Spaces
Deck AreaDeck Area
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address9600 PATTERSON DR
CityBERNARD
StateIA
Zip52032
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 17,18,19,20,21 & 22 BLK 1 UNIT 4 LEISURE LAKE EST SURV 1-96
Legal Range01E
Legal Township86N
Legal Section24
Legal SubdivisionSCHWENKER'S ADD
Legal Block1
Legal Lot Number17-22
JurisdictionJACKSON IA
Township / Civil DivisionBUTLER
Census Block Group2
Census Block2010
Census Tract950100

Owner

9600 Patterson Dr is owned by two individuals who bought it in June 2025.

Source: Jackson County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address23204 LAKE SHORE DR, BERNARD, IA 52032-9168
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 12, 2025Warranty Deed, Transfer · Construction Mortgage
FARMERS SAVINGS BANK & TRUST
Jul 24, 2020Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 12, 2025 · Amount on File
Deed SaleJun 12, 2025 · Amount on File
Deed Document Number20251759
Prior Transfer DateJun 11, 2025
Prior Transfer Doc0000001759
Record UpdatedOct 29, 2026

June 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON IA
Recording DateJun 12, 2025
Property Address9600 PATTERSON DR, BERNARD, IA 52032
Document Number0000251759
Map ReferenceMB 1 PG 96
Instrument DateJun 11, 2025
Instrument25-1759
Transaction TypeTransfer
Record UpdatedOct 10, 2025

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$127.20
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address23204 LAKE SHORE DR, BERNARD, IA 52032-9168

Mortgage

Document Number0000251699
DateJun 6, 2025
Instrument25-1699
Lender
NameFARMERS SAVINGS BANK & TRUST
TypeBank
AddressVINTON, IA 52349
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term12 Months
DueJun 2, 2026

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON IA
Recording DateJul 24, 2020
Property Address9600 PATTERSON DR, BERNARD, IA 52032
Document Number0000202915
Map ReferenceBK 1 PG 96
Instrument DateJul 24, 2020
Instrument20-2915
Transaction TypeTransfer
Record UpdatedOct 28, 2022

Transaction

AmountAmount on Record
Tax$50.40
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address23202 LAKE SHORE DR, BERNARD, IA 52032-9168

Tax Assessment & Valuation

The 2026 property tax bill for 9600 Patterson Dr was $404.

Source: Jackson County assessment roll, as of October 10, 2025

Property Jurisdictions

TypeName
StateIowa
CountyJackson County
Unified School DistrictWestern Dubuque County Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$404.00$39,900 (-) Land $7,600 Building $32,300$39,900 (-) Land $7,600 Building $32,300
2025$404.00 (-12.17%)$39,900 Land $7,600 Building $32,300$39,900 Land $7,600 Building $32,300
2024$460.00
2023$42,900 Land $7,600 Building $35,300$42,900 Land $7,600 Building $35,300
2022$278.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 9600 Patterson Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 27, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9600 Patterson Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 60% of Iowa
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Bernard Telephone Company
Fiber
1,000 / 1,000

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