96039 Coral Reef Rd, Yulee, FL 32097 Property Records

Nassau County property record for 96039 Coral Reef Rd, Yulee, FL 32097

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,213 sqft · built 2006
Lot Size	0.185 acres (8,041 sqft)
Owner	Individual Name on File
Last Sale	$285,000 (Jun 2023)
Tax Bill	$3,853 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`37-3N-28-0740-0092-0000`

Property Details

APN / Parcel Number

Primary APN	`37-3N-28-0740-0092-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,213 sqft Living Area
Gross Area	1,612 sqft
1st Floor Area	1,213 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Other
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	8,041 sqft (0.185 acres)
Garage Type	Attached
Garage Area	399 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	96039 CORAL REEF RD
City	YULEE
State	FL
Zip	32097-6551
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 92 HERON ISLES PHASE 1 REPLAT PB 7/152
Legal Range	28E
Legal Township	03N
Legal Section	37
Legal Subdivision	HERON ISLES PHASE 1
Legal Phase	1
Legal Lot Number	92
Jurisdiction	NASSAU FL
Township / Civil Division	YULEE
Census Block Group	4
Census Block	4013
Census Tract	50306

Owner

96039 Coral Reef Rd is owned and occupied by an individual who bought it in June 2023.

Source: Nassau County records, as of November 26, 2025

Owner of Record	Individual Name on File
Mailing Address	96039 CORAL REEF RD, YULEE, FL 32097-6551
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2023	Warranty Deed, Transfer · VA Mortgage FIRST COAST MORTGAGE FUNDING LLC
Dec 29, 2017	Warranty Deed, Transfer · Conventional with PMI PRIME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 14, 2023 · Amount on File
Deed Sale	Jun 14, 2023 · Amount on File
Prior Sale	Dec 29, 2017 · Amount on File
Deed Document Number	202318068
Deed Book / Page	2647 / 1449
Record Updated	Jun 8, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Jun 14, 2023
Property Address	96039 CORAL REEF RD, YULEE, FL 32097-6551
Document Number	0026471449
Book / Page	2647 / 1449
Map Reference	MB 7 PG 152-155
Instrument Date	Jun 14, 2023
Instrument	202345018068
Transaction Type	Transfer
Record Updated	Jul 7, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,995.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	96039 CORAL REEF RD, YULEE, FL 32097-6551

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96039 CORAL REEF RD, YULEE, FL 32097-6551

Mortgage

Document Number	0026471451
Date	Jun 14, 2023
Instrument	2647/1451

Lender

Name	FIRST COAST MORTGAGE FUNDING LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Dec 29, 2017
Property Address	96039 CORAL REEF RD, YULEE, FL 32097-6551
Document Number	0021670500
Book / Page	002167 / 000500
Instrument Date	Dec 29, 2017
Instrument	38013
Transaction Type	Transfer
Record Updated	Feb 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,106.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	96039 CORAL REEF RD YULEE FL 320976551, YULEE, FL 32097-6551

Mortgage

Document Number	21670502
Date	Dec 29, 2017
Book Page	002167/000502
Instrument	38014

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 28, 2047

Mortgage

Document Number	21670521,
Date	Dec 29, 2017
Book Page	002167/000521
Instrument	38015

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	96135 NASSAU PL # 2, YULEE, FL 32097-8635

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 96039 Coral Reef Rd was $3,853 with a homeowner's exemption, up 1.1% from the year before.

Source: Nassau County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,853.00 (+1.08%) Homeowner's exemption	$223,592 (+2.9%)	$227,128 (+4.53%) Land $65,000 Building $162,128
2024	$3,812.00 (+51.81%) Homeowner's exemption	$217,291 (+64.49%) Land $55,000 Building $162,291	$217,291 (+3.34%) Land $55,000 Building $162,291
2023	$2,511.00 (+6.67%) Homeowner's exemption	$132,103 (+3%)	$210,258 (+14.95%) Land $55,000 Building $155,258
2022	$2,354.00 Homeowner's exemption	$128,255	$182,919 Land $55,000 Building $127,919

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 96039 Coral Reef Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 55 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	55 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 96039 Coral Reef Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA: LOFTON OAKS GRID private · serves 24,318 people · EPA ID FL2454338
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Hotwire Communications Fiber	1,000 / 200
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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