96028 Coral Reef Rd, Yulee, FL 32097 Property Records

Nassau County property record for 96028 Coral Reef Rd, Yulee, FL 32097

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,581 sqft · built 2013
Lot Size	0.114 acres (4,953 sqft)
Owner	Individual Name on Record
Last Sale	$223,000 (Jul 2020)
Tax Bill	$2,926 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`37-3N-28-0740-0105-0000`

Property Details

APN / Parcel Number

Primary APN	`37-3N-28-0740-0105-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,581 sqft Living Area
Gross Area	1,867 sqft
1st Floor Area	1,581 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	4,953 sqft (0.114 acres)
Garage Type	Attached
Garage Area	286 sqft
Porch	Finished/Open Porch
Porch Area	54 sqft
Patio Area	170 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	96028 CORAL REEF RD
City	YULEE
State	FL
Zip	32097-6549
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 105 HERON ISLES PHASE 1 REPLAT PB 7/152
Legal Range	28E
Legal Township	03N
Legal Section	37
Legal Subdivision	HERON ISLES PHASE 1
Legal Phase	1
Legal Lot Number	105
Jurisdiction	NASSAU FL
Township / Civil Division	YULEE
Census Block Group	4
Census Block	4013
Census Tract	50306

Owner

Source: Nassau County records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	96028 CORAL REEF RD, YULEE, FL 32097-6549
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT
Jul 6, 2020	Warranty Deed, Transfer · Conventional with PMI CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2020 · Amount on Record
Deed Sale	Jul 6, 2020 · Amount on Record
Prior Sale	Aug 26, 2016 · Amount on Record
Deed Document Number	202045020340
Deed Book / Page	2373 / 790
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Recording Date	Jun 8, 2026
Property Address	96028 CORAL REEF RD, YULEE, FL 32097-6549
Document Number	0000017275
Book / Page	2873 / 1704
Instrument Date	Jun 2, 2026
Instrument	202617275
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96028 CORAL REEF RD, YULEE, FL 32097-6549

Mortgage

Document Number	0000017275,
Date	Jun 8, 2026
Book Page	2873/1704
Instrument	202617275

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 8, 2036

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Jul 6, 2020
Property Address	96028 CORAL REEF RD, YULEE, FL 32097-6549
Document Number	0023730790
Book / Page	002373 / 000790
Instrument Date	Jun 29, 2020
Instrument	45020340
Transaction Type	Transfer
Record Updated	Aug 26, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,561.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96028 CORAL REEF RD YULEE FL 320976549, YULEE, FL 32097-6549

Mortgage

Document Number	23730792
Date	Jul 6, 2020
Book Page	002373/000792
Instrument	45020341

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 5, 2050

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,926.00 (+1.25%) Homeowner's exemption	$192,353 (+2.9%)	$269,517 (+3.8%) Land $65,000 Building $204,517
2024	$2,890.00 (+1.33%) Homeowner's exemption	$186,932 (+3%)	$259,639 (+3.64%) Land $55,000 Building $204,639
2023	$2,852.00 (+8.48%) Homeowner's exemption	$181,487 (+3%)	$250,530 (+15.05%) Land $55,000 Building $195,530
2022	$2,629.00 Homeowner's exemption	$176,201	$217,754 Land $55,000 Building $162,754

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 55 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	55 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA: LOFTON OAKS GRID private · serves 24,318 people · EPA ID FL2454338
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Hotwire Communications Fiber	1,000 / 200
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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