9601 Rustic Cir, White Lake, MI 48386 Property Records

Oakland County property record for 9601 Rustic Cir, White Lake, MI 48386

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,276 sqft · built 2001
Lot Size	0.231 acres (10,062 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,142 (2025)
Deeds & Mortgages	Jun 2023 Transfer Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`Y-12-26-336-001`

Property Details

APN / Parcel Number

Primary APN	`Y-12-26-336-001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,276 sqft Living Area
1st Floor Area	1,276 sqft
Basement Area	644 sqft
Unfinished Basement	644 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	10,062 sqft (0.231 acres)
Lot Dimensions	99 ft deep x 89 ft wide
Terrain	Low
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	40 sqft
Deck Area	224 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	9601 RUSTIC CIR
City	WHITE LAKE
State	MI
Zip	48386-3075
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1D
Legal Description	T3N, R8E, SEC 26 CEDAR CREST SUB NO 4 LOT 737 3-2-20 MAP CORR PER L 52888 P 191
Legal Range	08E
Legal Township	03N
Legal Section	26
Legal Subdivision	CEDAR CREST NO 4
Legal Lot Number	3,737
Jurisdiction	OAKLAND MI
Township / Civil Division	WHITE LAKE
Census Block Group	3
Census Block	3002
Census Tract	130600

Owner

Source: Oakland County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9601 RUSTIC CIR, WHITE LAKE, MI 48386-3075
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2023	Intrafamily Transfer, Transfer
Mar 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage GENISYS CU
Feb 8, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 1, 2023
Transfer Doc	0000062206
Record Updated	Sep 20, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Jun 8, 2023
Property Address	9601 RUSTIC CIR, WHITE LAKE, MI 48386-3075
Document Number	0000062206
Book / Page	58655 / 768
Map Reference	LB 35 PG 38&38A-38C
Instrument Date	Jun 1, 2023
Instrument	62206
Transaction Type	Transfer
Record Updated	Jun 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9601 RUSTIC CIR, WHITE LAKE, MI 48386-3075

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9601 RUSTIC CIR, WHITE LAKE, MI 48386-3075

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	9601 RUSTIC CIR, WHITE LAKE, MI 48386-3075
Transaction Type	Mortgage
Record Updated	Apr 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9601 RUSTIC CIR, WHITE LAKE, MI 48386-3075

Mortgage

Document Number	0000063516
Date	Mar 11, 2021
Book Page	55861/571
Instrument	63516

Lender

Name	GENISYS CU
Type	Credit Union
Address	WHITE LAKE, MI 48386

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Feb 8, 2017
Property Address	9601 RUSTIC CIR, WHITE LAKE, MI 48386-3075
Document Number	0000023560
Book / Page	050366 / 000088
Instrument Date	Jan 13, 2016
Instrument	23560
Transaction Type	Transfer
Record Updated	Apr 18, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9601 RUSTIC CIR WHITE LAKE MI 483863075, WHITE LAKE, MI 48386-3075

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	White Lake Charter Township
Unified School District	Walled Lake Consolidated Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,142.00 (-43.88%) Homeowner's exemption	$134,180 (+15.27%)	$268,360 (+15.27%)
2024	$2,035.00 (+13.75%)
2023		$116,410	$232,820
2021	$1,789.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2004)
Most Recent Claim	May 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITE LAKE TOWNSHIP serves 6,619 people · EPA ID MI0007065
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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