Oakland County property record for 9528 Rustic Cir, White Lake, MI 48386
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,196 sqft · built 1956 |
| Lot Size | 0.457 acres (19,950 sqft) |
| Owner | Individual Name on File |
| Last Sale | $144,370 (Jul 2020) |
| Tax Bill | $2,001 (2019) |
| Deeds & Mortgages | Mar 2020 Mortgage Jul 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | Y-12-26-403-030 |
| Primary APN | Y-12-26-403-030 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,196 sqft Living Area |
| 1st Floor Area | 1,196 sqft |
| Basement Area | 216 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 19,950 sqft (0.457 acres) |
| Lot Dimensions | 195 ft deep x 40 ft wide |
| Porch | Open Porch |
| Porch Area | 132 sqft |
| Heating System | Forced Air |
|---|---|
| Heating Fuel | Gas |
| Street Address | 9528 RUSTIC CIR |
|---|---|
| City | WHITE LAKE |
| State | MI |
| Zip | 48386-3056 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1D |
| Legal Description | T3N, R8E, SEC 26 CEDAR CREST SUB NO 4 LOTS 550, 551 & 552 |
| Legal Range | 08E |
| Legal Township | 03N |
| Legal Section | 26 |
| Legal Subdivision | CEDAR CREST SUB |
| Legal Lot Number | 550-552 551 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | WHITE LAKE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 130600 |
9528 Rustic Cir is owned and occupied by an individual who bought it in July 2020.
Source: Oakland County records, as of December 22, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9528 RUSTIC CIR, WHITE LAKE, MI 48386-3056 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOME LN SPECIALISTS |
| Jul 17, 2020 | Warranty Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 17, 2020 · Amount on File |
| Deed Sale | Jul 17, 2020 · Amount on File |
| Prior Sale | Apr 25, 2013 · Amount on File |
| Deed Document Number | 139446 |
| Deed Book / Page | 54516 / 63 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 9528 RUSTIC CIR, WHITE LAKE, MI 48386-3056 |
| Document Number | 0000063548 |
| Instrument Date | Mar 31, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 753 LATHERS ST GARDEN CITY MI 481353120, GARDEN CITY, MI 48135-3120 |
| Document Number | 0000063548 |
|---|---|
| Date | Apr 3, 2020 |
| Book Page | 054030/000436 |
| Instrument | 63548 |
| Name | HOME LN SPECIALISTS |
|---|---|
| Type | Funding / Finance Company |
| Address | STERLING HEIGHTS, MI 48314 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 2, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jul 17, 2020 |
| Property Address | 9528 RUSTIC CIR, WHITE LAKE, MI 48386-3056 |
| Document Number | 0000139446 |
| Book / Page | 054516 / 000063 |
| Instrument Date | Mar 31, 2020 |
| Instrument | 139446 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $1,242.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 753 LATHERS ST GARDEN CITY MI 481353120, GARDEN CITY, MI 48135-3120 |
Source: Oakland County assessment roll, as of March 1, 2020
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | White Lake Charter Township |
| Unified School District | Walled Lake Consolidated Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2020 | $77,390 | $154,780 | |
| 2019 | $2,001.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9528 Rustic Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2004) |
| Most Recent Claim | May 2004 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9528 Rustic Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WHITE LAKE TOWNSHIP serves 6,619 people · EPA ID MI0007065 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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