Cheboygan County property record for 9601 John Werner Dr, Cheboygan, MI 49721
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,056 sqft · built 1970 |
| Lot Size | 0.53 acres (23,087 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $270,000 (Oct 2023) |
| Tax Bill | $4,913 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Oct 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 105-R53-000-006-00 |
| Primary APN | 105-R53-000-006-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,056 sqft Living Area |
| 1st Floor Area | 1,056 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Lot Area | 23,087 sqft (0.53 acres) |
| Garage Area | 576 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 9601 JOHN WERNER DR |
|---|---|
| City | CHEBOYGAN |
| State | MI |
| Zip | 49721-9411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIVERVIEW ACRES, LOT 6. (SEC 17, T37N,R1W) 730/224;1045/878;1519/358 |
| Legal Range | 01W |
| Legal Township | 006 |
| Legal Section | 17 |
| Legal Lot Number | 6 |
| Jurisdiction | CHEBOYGAN MI |
| Township / Civil Division | BENTON |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 960300 |
Source: Cheboygan County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 453 SKYLINE DR, PETOSKEY, MI 49770-8650 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 24, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE LENDING |
| Oct 31, 2023 | Warranty Deed, Transfer · Conventional Mortgage CITIZENS NATIONAL BANK OF CHEBOYGAN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 31, 2023 · Amount on Record |
| Deed Sale | Oct 31, 2023 · Amount on Record |
| Prior Sale | Sep 27, 2006 · Amount on Record |
| Deed Book / Page | 1519 / 358 |
| Prior Transfer Date | Aug 9, 1999 |
| Prior Transfer Doc | 0730000224 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Recording Date | Sep 24, 2026 |
| Property Address | 9601 JOHN WERNER DR, CHEBOYGAN, MI 49721-9411 |
| Document Number | 1593000788 |
| Book / Page | 1593 / 788 |
| Instrument Date | Sep 21, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 9601 JOHN WERNER DR, CHEBOYGAN, MI 49721-9411 |
| Document Number | 1593000788, |
|---|---|
| Date | Sep 24, 2026 |
| Book Page | 1593/788 |
| Name | UNITED WHOLESALE LENDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 1, 2046 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Recording Date | Oct 31, 2023 |
| Property Address | 9601 JOHN WERNER DR, CHEBOYGAN, MI 49721-9411 |
| Document Number | 001519/358 |
| Book / Page | 1519 / 358 |
| Instrument Date | Oct 24, 2023 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $23.22 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 453 SKYLINE DR, PETOSKEY, MI 49770-8650 |
| Document Number | 0001519359 |
|---|---|
| Date | Oct 31, 2023 |
| Instrument | 1519/359 |
| Name | CITIZENS NATIONAL BANK OF CHEBOYGAN |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 351 Months |
| Due | Jan 1, 2053 |
Source: Cheboygan County assessment roll, as of June 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Cheboygan County |
| County Subdivision | Benton Township |
| Unified School District | Cheboygan Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $135,000 (+35.41%) | $270,000 (+35.41%) | |
| 2025 | $4,913.00 (+273.9%) | ||
| 2023 | $99,700 | $199,400 | |
| 2022 | $1,314.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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