9599 John Werner Dr, Cheboygan, MI 49721 Property Records

Cheboygan County property record for 9599 John Werner Dr, Cheboygan, MI 49721

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,218 sqft · built 2017
Lot Size0.828 acres (36,109 sqft)
OwnerIndividual Name on Record
Tax Bill$4,319 (2025)
Deeds & MortgagesNov 2017 Mortgage
Jun 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN105-R53-000-004-03

Property Details

APN / Parcel Number

Primary APN105-R53-000-004-03

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,218 sqft Living Area
1st Floor Area1,602 sqft

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleRanch
Lot Area36,109 sqft (0.828 acres)
Garage Area720 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address9599 JOHN WERNER DR
CityCHEBOYGAN
StateMI
Zip49721-9411
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIVERVIEW ACRES SUBDIVISION, PAR D: PT OF LOT 4, DESC AS: COM AT SE COR OF LOT 3; TH ALG ELY LI OF LOTS 3 & 4 (ALSO BEING THE
Legal SubdivisionRIVERVIEW ACRES SUB
JurisdictionCHEBOYGAN MI
Township / Civil DivisionBENTON
Census Block Group4
Census Block4008
Census Tract960300

Owner

Source: Cheboygan County records, as of June 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address9599 JOHN WERNER DR, CHEBOYGAN, MI 49721-9411
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 1, 2017Deed of Trust, Mortgage
CITIZENS NATIONAL BANK OF CHEBOYGAN
Jun 5, 2020Deed of Trust, Mortgage · Conventional Mortgage
CITIZENS NATIONAL BANK OF CHEBOYGAN
Aug 28, 2019Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateAug 28, 2019
Transfer Doc1392/926
Record UpdatedSep 20, 2026

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEBOYGAN MI
Property Address9599 JOHN WERNER DR, CHEBOYGAN, MI 49721-9411
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1346/0345
DateNov 1, 2017
Book Page1346/0345
Lender
NameCITIZENS NATIONAL BANK OF CHEBOYGAN
TypeBank
Agreement
AmountAmount Recorded
Term360 Months
DueNov 1, 2047

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEBOYGAN MI
Property Address9599 JOHN WERNER DR, CHEBOYGAN, MI 49721-9411
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address9599 JOHN WERNER DR, CHEBOYGAN, MI 49721-9411

Mortgage

Document Number0000001414/0000000160
DateJun 5, 2020
Book Page0000001414/0000000160
Lender
NameCITIZENS NATIONAL BANK OF CHEBOYGAN
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 1, 2035

August 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHEBOYGAN MI
Recording DateAug 28, 2019
Property Address9599 JOHN WERNER DR, CHEBOYGAN, MI 49721-9411
Document Number1392/926
Book / Page1392 / 926
Instrument DateAug 28, 2019
Transaction TypeTransfer
Record UpdatedJun 1, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9599 JOHN WERNER DR, CHEBOYGAN, MI 49721-9411

Tax Assessment & Valuation

Source: Cheboygan County assessment roll, as of June 16, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyCheboygan County
County SubdivisionBenton Township
Unified School DistrictCheboygan Area Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$290,600 (+6.33%)$581,200 (+6.33%)
2025$4,319.00 (+3.18%) Homeowner's exemption$273,300 (+23.5%)$546,600 (+23.5%)
2024$4,186.00 (+7.5%)
2023$221,300$442,600
2022$3,894.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

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