9600 Ambleside Dr, Windermere, FL 34786 Property Records

Orange County property record for 9600 Ambleside Dr, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,700 sqft · built 1977
Lot Size	1 acres (43,951 sqft)
Owner	2 Individual Names on Record
Last Sale	$207,994 (Jan 2024)
Tax Bill	$10,937 (2025)
Deeds & Mortgages	Jan 2024 Sale May 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-23-28-4406-00-270`

Property Details

APN / Parcel Number

Primary APN	`04-23-28-4406-00-270`
Alternative APNs	`282304440600270` `273791` `278634` `282788`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,700 sqft Living Area
Gross Area	3,996 sqft
1st Floor Area	2,700 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2005
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,951 sqft (1 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Florida Room
Porch Area	812 sqft
Storage Building	288 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	9600 AMBLESIDE DR
City	WINDERMERE
State	FL
Zip	34786-8300
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-CE
Legal Description	LAKE DOWN SHORES REPLAT 4/31 LOT 27
Legal Range	28E
Legal Township	23S
Legal Section	04
Legal Subdivision	LAKE DOWN SHORES REP
Legal Tract	4406
Legal Lot Number	27
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	1
Census Block	1009
Census Tract	14814

Owner

Source: Orange County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9600 AMBLESIDE DR, WINDERMERE, FL 34786-8300
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2024	Quit Claim Deed, Transfer Quitclaim
May 4, 2022	Warranty Deed, Transfer · Conventional Mortgage HOME1ST LENDING LLC
Jul 14, 2017	Warranty Deed, Transfer · Conventional Mortgage ALKAN MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 4, 2024 · Amount on Record
Deed Sale	Jan 4, 2024 · Amount on Record
Prior Sale	May 4, 2022 · Amount on Record
Deed Document Number	20246360
Prior Transfer Date	Dec 8, 2015
Prior Transfer Doc	0000657313
Record Updated	Oct 29, 2026

January 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE FL
Recording Date	Jan 4, 2024
Property Address	9600 AMBLESIDE DR, WINDERMERE, FL 34786-8300
Document Number	0000006360
Map Reference	MB 4 PG 31&32
Instrument Date	Dec 27, 2023
Instrument	20240006360
Transaction Type	Transfer
Record Updated	Feb 6, 2024

Transaction

Amount	Amount Recorded
Tax	$1,456.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9600 AMBLESIDE DR, WINDERMERE, FL 34786-8300

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9600 AMBLESIDE DR, WINDERMERE, FL 34786-8300

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	May 4, 2022
Property Address	9600 AMBLESIDE DR, WINDERMERE, FL 34786-8300
Document Number	0000288924
Map Reference	MB 4 PG 31&32
Instrument Date	Apr 29, 2022
Instrument	20220288924
Transaction Type	Transfer
Record Updated	May 18, 2022
Title Company	WATSON TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1785 BENOIT TER, 1785, DAVENPORT, FL 33837-3644

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9600 AMBLESIDE DR, WINDERMERE, FL 34786-8300

Mortgage

Document Number	0000288925
Date	May 4, 2022
Instrument	20220288925

Lender

Name	HOME1ST LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jul 14, 2017
Property Address	9600 AMBLESIDE DR, WINDERMERE, FL 34786-8300
Document Number	0000392014
Map Reference	MB 4 PG 31&32
Instrument Date	Jul 10, 2017
Instrument	20170392014
Transaction Type	Transfer
Record Updated	Jan 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,199.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2936 MIDSUMMER DR, 2936, WINDERMERE, FL 34786-8325

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9600 AMBLESIDE DR, WINDERMERE, FL 34786-8300

Mortgage

Document Number	0000392015
Date	Jul 14, 2017
Instrument	20170392015

Lender

Name	ALKAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$697,070 (+1.98%) Land $200,000 Building $497,070	$697,070 (-1.13%) Land $200,000 Building $497,070
2025	$10,937.00 (+3.79%) Homeowner's exemption	$683,537 (+5.99%)	$705,040 (+9.32%) Land $200,000 Building $505,040
2024	$10,538.00 (+7.24%)
2023	$9,827.00 (+44.2%) Homeowner's exemption	$644,925 (+41.87%) Land $200,000 Building $444,925	$644,925 (+27.41%) Land $200,000 Building $444,925
2022	$6,815.00 Homeowner's exemption	$454,593	$506,164 Land $175,000 Building $331,164

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	2 (2022–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Xfinity.

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