Osceola County property record for 960 Whisler Ct, Saint Cloud, FL 34769
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,319 sqft · built 1990 |
| Lot Size | 0.291 acres (12,675 sqft) |
| Owner | Individual Name on File |
| Last Sale | $290,000 (Dec 2021) |
| Tax Bill | $3,011 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Feb 2026 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-26-30-0177-0001-0290 |
| Primary APN | 01-26-30-0177-0001-0290 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,319 sqft Living Area |
| Gross Area | 1,890 sqft |
| 1st Floor Area | 1,319 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,675 sqft (0.291 acres) |
| Lot Dimensions | 135 ft deep x 95 ft wide |
| Garage Type | Attached |
| Garage Area | 541 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 345 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 960 WHISLER CT |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-3025 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ORS2 |
| Legal Description | THE LANDINGS AT LAKE RUNNYMEDE PB 6 PG 65 LOT 29 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | LANDINGS AT RUNNYMEDE THE |
| Legal Tract | 177 |
| Legal Block | 290 |
| Legal Lot Number | 29 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2048 |
| Census Tract | 43600 |
Source: Osceola County records · APN 01-26-30-0177-0001-0290
Assessment roll updated November 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 960 WHISLER CT, SAINT CLOUD, FL 34769-3025 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 14, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Feb 24, 2026 | Special Warranty Deed, Subdivision Related Transfer PGP TITLE |
| Dec 21, 2021 | Warranty Deed, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 21, 2021 · Amount on Record |
| Deed Sale | Dec 21, 2021 · Amount on Record |
| Prior Sale | Feb 23, 2015 · Amount on Record |
| Deed Document Number | 2021197019 |
| Deed Book / Page | 6113 / 324 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 14, 2026 |
| Property Address | 960 WHISLER CT, SAINT CLOUD, FL 34769-3025 |
| Document Number | 0000092129 |
| Book / Page | 7003 / 2374 |
| Instrument Date | Jul 06, 2026 |
| Instrument | 202692129 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 960 WHISLER CT, SAINT CLOUD, FL 34769-3025 |
| Document Number | 0000092129, |
|---|---|
| Date | Jul 14, 2026 |
| Book Page | 7003/2374 |
| Instrument | 202692129 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 01, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Feb 24, 2026 |
| Property Address | 960 WHISLER CT, SAINT CLOUD, FL 34769-3025 |
| Document Number | 0069281332 |
| Book / Page | 6928 / 1332 |
| Map Reference | MB 35 PG 1-7 |
| Instrument Date | Feb 20, 2026 |
| Instrument | 2026025956 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 11, 2026 |
| Title Company | PGP TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,900.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4901 VINELAND ROAD STE 500, 500, ORLANDO, FL 32811-7383 |
| Name | Verified Name |
|---|---|
| Address | 5018 HOLM OAK DR, SAINT CLOUD, FL 34771-6814 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 21, 2021 |
| Property Address | 960 WHISLER CT, SAINT CLOUD, FL 34769-3025 |
| Document Number | 0061130324 |
| Book / Page | 6113 / 324 |
| Map Reference | MB 6 PG 65 |
| Instrument Date | Dec 20, 2021 |
| Instrument | 2021197019 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2026 |
| Title Company | A CLEAR CHOICE T&E OF OSCEOL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,030.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 96 CRAIG ST # ST112-18, ST112-18, EAST ELLIJAY, GA 30540-8609 |
| Name | Verified Name |
|---|---|
| Address | 960 WHISLER CT, SAINT CLOUD, FL 34769-3025 |
| Document Number | 0006113325 |
|---|---|
| Date | Dec 21, 2021 |
| Instrument | 6113/325 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROU |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,011.00 (+6.47%) Homeowner's exemption | $211,128 (+5.99%) | $255,200 (+11.05%) Land $57,000 Building $198,200 |
| 2023 | $2,828.00 (+3.74%) Homeowner's exemption | $199,202 (+3%) | $229,800 (+18.82%) Land $50,000 Building $179,800 |
| 2022 | $2,726.00 Homeowner's exemption | $193,400 Land $40,000 Building $153,400 | $193,400 Land $40,000 Building $153,400 |
Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 148 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 148 in force |
| Nearby Flood Claims | 5 (2016–2022) |
| Most Recent Claim | Oct 2022 · Hurricane Ian |
| Claims by Event |
|
| Wildfire Risk | Moderate above 64% of the US · lower than 60% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Lumen Technologies, T-Mobile USA, Verizon.
Based on FCC filings for 251 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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