Osceola County property record for 959 Whisler Ct, Saint Cloud, FL 34769
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,296 sqft · built 1990 |
| Lot Size | 0.231 acres (10,062 sqft) |
| Owner | Individual Name on File |
| Last Sale | $117,900 (May 2003) |
| Tax Bill | $824 (2025) |
| Deeds & Mortgages | May 2022 Line of Credit Jan 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-26-30-0177-0001-0430 |
| Primary APN | 01-26-30-0177-0001-0430 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,296 sqft Living Area |
| Gross Area | 1,846 sqft |
| 1st Floor Area | 1,296 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,062 sqft (0.231 acres) |
| Lot Dimensions | 118 ft deep x 85 ft wide |
| Garage Type | Attached |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Metal Porch |
|---|---|
| Porch Area | 306 sqft |
| Shed | 1 Shed |
| Shed Area | 48 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 959 WHISLER CT |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-3004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ORS2 |
| Legal Description | THE LANDINGS AT LAKE RUNNYMEDE PB 6 PG 65 LOT 43 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | LANDINGS AT RUNNYMEDE THE |
| Legal Tract | 177 |
| Legal Block | 430 |
| Legal Lot Number | 43 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2076 |
| Census Tract | 43600 |
Source: Osceola County records · APN 01-26-30-0177-0001-0430
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 959 WHISLER CT, SAINT CLOUD, FL 34769-3004 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 05, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jan 21, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 06, 2003 · Amount on Record |
| Deed Sale | May 06, 2003 · Amount on Record |
| Prior Sale | Jun 29, 2000 · Amount on Record |
| Deed Book / Page | 2244 / 1774 |
| Last Transfer Date | Dec 16, 2021 |
| Transfer Doc | 0061341369 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 959 WHISLER CT, SAINT CLOUD, FL 34769-3004 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2022 |
| Name | Verified Name |
|---|---|
| Address | 959 WHISLER CT, SAINT CLOUD, FL 34769-3004 |
| Document Number | 0062082262 |
|---|---|
| Date | May 05, 2022 |
| Book Page | 6208/2262 |
| Instrument | 2022072075 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Apr 20, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 21, 2022 |
| Property Address | 959 WHISLER CT, SAINT CLOUD, FL 34769-3004 |
| Document Number | 0061341369 |
| Book / Page | 6134 / 1369 |
| Map Reference | MB 6 PG 65 |
| Instrument Date | Dec 16, 2021 |
| Instrument | 2022011853 |
| Transaction Type | Transfer |
| Record Updated | Feb 04, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 116 SNYDER ST, 116, EDGEWATER, FL 32132-1826 |
| Name | Verified Name |
|---|---|
| Address | 959 WHISLER CT, SAINT CLOUD, FL 34769-3004 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $824.00 (+4.7%) Homeowner's exemption | $88,917 (+5.98%) | $254,400 (+11.19%) Land $57,000 Building $197,400 |
| 2024 | $787.00 (+4.65%) | ||
| 2023 | $752.00 (+6.21%) Homeowner's exemption | $83,896 (+3%) | $228,800 (+19.04%) Land $50,000 Building $178,800 |
| 2022 | $708.00 Homeowner's exemption | $81,453 | $192,200 Land $40,000 Building $152,200 |
Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 148 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 148 in force |
| Nearby Flood Claims | 5 (2016–2022) |
| Most Recent Claim | Oct 2022 · Hurricane Ian |
| Claims by Event |
|
| Wildfire Risk | Moderate above 64% of the US · lower than 60% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Lumen Technologies, T-Mobile USA, Verizon.
Based on FCC filings for 251 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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