960 Vine St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 960 Vine St, Saint Charles, MO 63301

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,461 sqft · built 1948
Lot Size0.164 acres (7,150 sqft)
Owner2 Individual Names on Record
Last Sale$270,000 (Jul 2021)
Tax Bill$2,533 (2025)
Deeds & MortgagesJul 2021 Mortgage
Apr 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN066660A000

Property Details

APN / Parcel Number

Primary APN066660A000
Alternative APN
  • 6-009A-4352-02-0004.0000000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,461 sqft Living Area
Gross Area2,469 sqft
1st Floor Area1,461 sqft
Basement Area612 sqft

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Architectural StyleRanch
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,150 sqft (0.164 acres)
Lot Dimensions143 ft deep x 50 ft wide
Garage TypeAttached
Garage Area396 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area154 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelSolar
SewerConnected

Location & Zoning

Account Number066660A000
Street Address960 VINE ST
CitySAINT CHARLES
StateMO
Zip63301-1973
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAF0
Legal DescriptionMASON ATKINS SUB BLK 2 LOT 4
Legal SubdivisionATKINS SUB (MASON F)
Legal Block2
Legal Lot Number4
JurisdictionST CHARLES MO
Township / Civil DivisionRIVERS
Census Block Group1
Census Block1031
Census Tract310302

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7101 N SHANNON AVE, KANSAS CITY, MO 64152-2976
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 22, 2021Warranty Deed, Transfer · Conventional Mortgage
WEST GATE BANK
Apr 21, 2021Deed of Trust, Mortgage · Conventional Mortgage
JLB CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 22, 2021 · Amount on Record
Deed SaleJul 22, 2021 · Amount on Record
Prior SaleJun 16, 2016 · Amount on Record
Deed Document Number202161638
Record UpdatedOct 29, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateJul 22, 2021
Property Address960 VINE ST, SAINT CHARLES, MO 63301-1973
Document Number2021R061638
Map ReferenceMB 3 PG 6
Instrument DateJul 21, 2021
Instrument2021R-061638
Transaction TypeTransfer
Record UpdatedAug 5, 2021
Title CompanyTRUE TITLE COMPANY LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3851 RIDGEFIELD FARMS DR, 3851, DEFIANCE, MO 63341-2010

Transferred To (Grantee/Buyer)

NameVerified Name
Address7101 N SHANNON AVE, KANSAS CITY, MO 64152-2976

Mortgage

Document Number2021R061639
DateJul 22, 2021
Instrument2021R-061639
Lender
NameWEST GATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address960 VINE ST, SAINT CHARLES, MO 63301-1973
Transaction TypeMortgage
Record UpdatedMay 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021R035062
DateApr 21, 2021
Instrument2021R-035062
Lender
NameJLB CORP
TypeMortgage Company
AddressSAINT LOUIS, MO 63146
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 1, 2036

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$40,302 (-)$212,115 (-) Land $50,000 Building $162,115
2025$2,533.00$40,302 (+8.36%)$212,115 (+8.36%) Land $50,000 Building $162,115
2023$37,192
2022$195,749 Land $40,000 Building $155,749

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims63 (1979–2022)
Claims Outside the SFHA3 of 63
Most Recent ClaimJul 2022 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jul 2022 · 9 claims
  • Flooding, Jun 2011 · 6 claims
  • Severe Storms & Flooding, Aug 1993 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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