St. Charles County property record for 957 Vine St, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,471 sqft · built 1959 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $227,500 (Apr 2024) |
| Tax Bill | $2,049 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Apr 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 066730A000 |
| Primary APN | 066730A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,471 sqft Living Area |
| Gross Area | 2,640 sqft |
| 1st Floor Area | 1,120 sqft |
| Basement Area | 1,120 sqft |
| Finished Basement | 351 sqft |
| Unfinished Basement | 769 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 261 sqft |
| Patio Area | 48 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 066730A000 |
|---|---|
| Street Address | 957 VINE ST |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-1974 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | MASON ATKINS SUB BLK 3 PT LOTS 2 & 3 |
| Legal Subdivision | ATKINS SUB (MASON F) |
| Legal Block | 3 |
| Legal Lot Number | 3 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 310302 |
Source: St. Charles County records, as of September 10, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 957 VINE ST, SAINT CHARLES, MO 63301-1974 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 4, 2024 | Warranty Deed, Transfer · Conventional Mortgage PREMIA MORTGAGE LLC |
| Apr 30, 2019 | Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC |
| Aug 2, 2017 | Intrafamily Transfer, Transfer · Conventional Mortgage FIRST FINANCIAL FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 4, 2024 · Amount on Record |
| Deed Sale | Apr 4, 2024 · Amount on Record |
| Prior Sale | Apr 30, 2019 · Amount on Record |
| Deed Document Number | 202412559 |
| Prior Transfer Date | Apr 11, 2012 |
| Prior Transfer Doc | 0057600557 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Apr 4, 2024 |
| Property Address | 957 VINE ST, SAINT CHARLES, MO 63301-1974 |
| Document Number | 0000012559 |
| Map Reference | MB 3 PG 6 |
| Instrument Date | Mar 28, 2024 |
| Instrument | 2024R-012559 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2024 |
| Title Company | ATG |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 957 VINE ST, SAINT CHARLES, MO 63301-1974 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 957 VINE ST, SAINT CHARLES, MO 63301-1974 |
| Document Number | 0000012560 |
|---|---|
| Date | Apr 4, 2024 |
| Instrument | 2024R-012560 |
| Name | PREMIA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Apr 30, 2019 |
| Property Address | 957 VINE ST, SAINT CHARLES, MO 63301-1974 |
| Document Number | 0070661079 |
| Book / Page | 7066 / 1079 |
| Map Reference | MB 3 PG 6 |
| Instrument Date | Apr 26, 2019 |
| Instrument | 20190430000198820 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 957 VINE ST, SAINT CHARLES, MO 63301-1974 |
| Document Number | 20190430000198830 |
|---|---|
| Date | Apr 30, 2019 |
| Instrument | 20190430000198830 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Aug 2, 2017 |
| Property Address | 957 VINE ST, SAINT CHARLES, MO 63301-1974 |
| Document Number | 0067850948 |
| Book / Page | 6785 / 0948 |
| Map Reference | MB 3 PG 6 |
| Instrument Date | Jul 25, 2017 |
| Instrument | 20170802000483300 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | NATIONS TITLE AGENCY INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 957 VINE ST, SAINT CHARLES, MO 63301-1974 |
| Document Number | 20170802000483310 |
|---|---|
| Date | Aug 2, 2017 |
| Instrument | 20170802000483310 |
| Name | FIRST FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 1, 2042 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $32,504 (-) | $171,074 (-) Land $50,000 Building $121,074 | |
| 2025 | $2,049.00 (+8.13%) | $32,504 (+10.89%) | $171,074 (+10.89%) Land $50,000 Building $121,074 |
| 2024 | $1,895.00 | ||
| 2023 | $29,313 | ||
| 2022 | $154,278 Land $40,000 Building $114,278 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 63 (1979–2022) |
| Claims Outside the SFHA | 3 of 63 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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