960 Spruceglen Dr, Cincinnati, OH 45224 Property Records

Hamilton County property record for 960 Spruceglen Dr, Cincinnati, OH 45224

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,968 sqft · built 1979
Lot Size	0.403 acres (17,555 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,316 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`590-0213-0233-00`

Property Details

APN / Parcel Number

Primary APN	`590-0213-0233-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,968 sqft Living Area
Gross Area	3,535 sqft
1st Floor Area	1,061 sqft
2nd Floor Area	907 sqft
Basement Area	1,061 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	17,555 sqft (0.403 acres)
Lot Dimensions	175 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	273 sqft
Deck Area	Deck Area
Patio Area	580 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	960 SPRUCEGLEN DR
City	CINCINNATI
State	OH
Zip	45224-1263
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	SPRUCEGLEN DR 100 X 175 LOT 2 NORTH HILL 3RD SUB BLK K
Legal Subdivision	NORTH HILL 3RD SUB
Legal Block	K
Legal Lot Number	2
Jurisdiction	HAMILTON OH
Township / Civil Division	SPRINGFIELD
Census Block Group	1
Census Block	1000
Census Tract	22200

Owner

960 Spruceglen Dr is owned and occupied by two individuals who acquired it in December 2008.

Source: Hamilton County records, as of January 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	960 SPRUCEGLEN DR, CINCINNATI, OH 45224-1263
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 18, 2008
Transfer Doc	0000000829
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 26, 2021
Property Address	960 SPRUCEGLEN DR, CINCINNATI, OH 45224-1263
Document Number	0000129732
Book / Page	14531 / 1065
Map Reference	MB 102 PG 53&54
Instrument Date	Oct 18, 2021
Instrument	2021-0129732
Transaction Type	Transfer
Record Updated	Nov 23, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$777.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	960 SPRUCEGLEN DR, CINCINNATI, OH 45224-1263

Mortgage

Document Number	0000129733
Date	Oct 26, 2021
Instrument	2021-0129733

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 960 Spruceglen Dr was $6,316, up 2.4% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Springfield Township
Unified School District	Finneytown Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,316.00 (+2.37%)	$90,650 (-) Land $16,695 Building $73,955	$259,000 Land $47,700 Building $211,300
2024	$6,170.00 (+1.71%)	$90,650 (-) Land $16,695 Building $73,955
2023	$6,066.00 (-8.31%)	$90,650 (+26.35%) Land $16,695 Building $73,955	$259,000 Land $47,700 Building $211,300
2022	$6,616.00 Homeowner's exemption	$71,743 Land $15,778 Building $55,965
2020			$204,980 Land $45,080 Building $159,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 960 Spruceglen Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 960 Spruceglen Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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