952 Spruceglen Dr, Cincinnati, OH 45224 Property Records

Hamilton County property record for 952 Spruceglen Dr, Cincinnati, OH 45224

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,729 sqft · built 1962
Lot Size	0.383 acres (16,683 sqft)
Owner	2 Individual Names on Record
Last Sale	$180,000 (Aug 2011)
Tax Bill	$5,580 (2025)
Deeds & Mortgages	Aug 2025 Line of Credit Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`590-0213-0234-00`

Property Details

APN / Parcel Number

Primary APN	`590-0213-0234-00`
Alternative APN	`0041417`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,729 sqft Living Area
Gross Area	3,420 sqft
1st Floor Area	1,063 sqft
2nd Floor Area	1,041 sqft
Basement Area	832 sqft
Finished Basement	625 sqft
Unfinished Basement	207 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	16,683 sqft (0.383 acres)
Lot Dimensions	175 ft deep x 95 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	952 SPRUCEGLEN DR
City	CINCINNATI
State	OH
Zip	45224-1263
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	SPRUCEGLEN DR 95 X 175 LOT 3 NORTH HILL 3RD SUB BLK K
Legal Subdivision	NORTH HILL 3RD SUB
Legal Block	K
Legal Lot Number	3
Jurisdiction	HAMILTON OH
Township / Civil Division	SPRINGFIELD
Census Block Group	1
Census Block	1000
Census Tract	22200

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	952 SPRUCEGLEN DR, CINCINNATI, OH 45224-1263
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2025	Deed of Trust, Mortgage · Line of Credit US BANK NA
Mar 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2011 · Amount on Record
Deed Sale	Aug 8, 2011 · Amount on Record
Deed Document Number	201189086
Deed Book / Page	11792 / 144
Last Transfer Date	Mar 19, 2019
Transfer Doc	0000024597
Record Updated	Sep 20, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	952 SPRUCEGLEN DR, CINCINNATI, OH 45224-1263
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	952 SPRUCEGLEN DR, CINCINNATI, OH 45224-1263

Mortgage

Document Number	0000061723
Date	Aug 14, 2025
Book Page	15479/2313
Instrument	2025-0061723

Lender

Name	US BANK NA
Type	Bank
Address	HOPKINS, MN 55343

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 9, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	952 SPRUCEGLEN DR, CINCINNATI, OH 45224-1263
Document Number	0000032472
Instrument Date	Mar 26, 2020
Transaction Type	Mortgage
Record Updated	May 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	952 SPRUCEGLEN DR CINCINNATI OH 452241263, CINCINNATI, OH 45224-1263

Mortgage

Document Number	0000032472
Date	Apr 7, 2020
Book Page	014141/001076
Instrument	32472

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 6, 2035

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Springfield Township
Unified School District	Finneytown Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,580.00 (+2.33%)	$80,056 (-) Land $16,230 Building $63,826	$228,730 (-) Land $46,370 Building $182,360
2024	$5,453.00 (+1.74%)	$80,056 (-) Land $16,230 Building $63,826
2023	$5,360.00 (-5.68%)	$80,056 (+29.98%) Land $16,230 Building $63,826	$228,730 (+29.97%) Land $46,370 Building $182,360
2022	$5,683.00 Homeowner's exemption	$61,593 Land $15,344 Building $46,249
2020			$175,980 Land $43,840 Building $132,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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