960 Pine Terrace Dr, McCall, ID 83638 Property Records

Valley County property record for 960 Pine Terrace Dr, McCall, ID 83638

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,980 sqft · built 1999
Lot Size	1.37 acres (60,100 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,518 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Sep 2025 Mortgage + 10 more
Flood Zone	Zone X (minimal risk)
APN	`RP002140000110`

Property Details

APN / Parcel Number

Primary APN	`RP002140000110`
Alternative APN	`738601`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,980 sqft Living Area
Gross Area	3,760 sqft
1st Floor Area	1,401 sqft
Great Room	Great Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2005
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	60,100 sqft
Garage Type	Attached
Garage Area	780 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Propane

Location & Zoning

Street Address	960 PINE TERRACE DR
City	MCCALL
State	ID
Zip	83638-4618
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AMENDED PINE TERRACE ADDITION NO. 1 LOT 11
Legal Subdivision	AMENDED PINE TERRACE ADDITION
Legal Block	1
Legal Lot Number	11
Jurisdiction	VALLEY ID
Township / Civil Division	MCCALL
Census Block Group	1
Census Block	1070
Census Tract	970301

Owner

Source: Valley County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	960 PINE TERRACE DR, MCCALL, ID 83638-4618
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2024	Deed of Trust, Mortgage · Conventional Mortgage IDAHO CENTRAL CU
Sep 9, 2025	Deed of Trust, Mortgage · Conventional Mortgage IDAHO CENTRAL CREDIT UNION ICCU
Feb 29, 2012	Deed of Trust, Mortgage · Conventional Mortgage STERLING SAVINGS BANK
Nov 14, 2008	Deed of Trust, Mortgage · Line of Credit KEY BANK NA
Jan 30, 2006	Deed of Trust, Mortgage CITIBANK FSB
Feb 20, 2026	Warranty Deed, Transfer NEXTITLE A TITLE AND ESCROW COMPANY, TITLEONE A TITLE & ESCROW CO
Sep 27, 2023	Warranty Deed, Transfer AMERITITLE WEISER
Oct 2, 2018	Warranty Deed, Transfer FIRST AMERICAN TITLE - MCCALL, FIRST AMERICAN TITLE MCCALL
Oct 18, 2013	Warranty Deed, Transfer · Conventional Mortgage USAA FSB
Jan 24, 2012	Trustee's Deed, Foreclosure LSI TITLE COMPANY
Nov 29, 2010	Intrafamily Transfer, Transfer
Oct 3, 2008	Warranty Deed, Transfer · Conventional Mortgage KEY BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2023
Deed Sale	Sep 27, 2023
Prior Sale	Oct 2, 2018
Deed Document Number	2023459517
Prior Transfer Date	Nov 11, 2010
Prior Transfer Doc	0000356715
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VALLEY ID
Property Address	960 PINE TERRACE DR, MCCALL, ID 83638-4618
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	960 PINE TERRACE DR, MCCALL, ID 83638-4618

Mortgage

Document Number	0000461985
Date	Mar 8, 2024
Instrument	461985

Lender

Name	IDAHO CENTRAL CU
Type	Credit Union
Address	PO BOX 2469, POCATELLO, ID 83206

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VALLEY ID
Property Address	960 PINE TERRACE DR, MCCALL, ID 83638-4618
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	960 PINE TERRACE DR, MCCALL, ID 83638-4618

Mortgage

Document Number	2025004532
Date	Sep 9, 2025
Instrument	2025-004532

Lender

Name	IDAHO CENTRAL CREDIT UNION ICCU
Address	PO BOX 2469, POCATELLO, ID 83206

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2030
Change Frequency	6 Months
Min Rate At Change	3.25%
Max Rate At Change	7.25%
Index	Other
Max Rate	10.2%

February 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VALLEY ID
Property Address	960 PINE TERRACE DR, MCCALL, ID 83638-4618
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000367187
Date	Feb 29, 2012
Instrument	367187

Lender

Name	STERLING SAVINGS BANK
Type	Bank
Address	SPOKANE, WA 99201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2042

November 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VALLEY ID
Property Address	960 PINE TERRACE DR, MCCALL, ID 83638-4618
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000336647
Date	Nov 14, 2008
Instrument	336647

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	420 Months
Due	Nov 10, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VALLEY ID
Property Address	960 PINE TERRACE DR, MCCALL, ID 83638-4618
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000305335
Date	Jan 30, 2006
Instrument	305335

Lender

Name	CITIBANK FSB
Type	Bank
Address	11800

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 10, 2036

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VALLEY ID
Recording Date	Feb 20, 2026
Property Address	960 PINE TERRACE DR, MCCALL, ID 83638-4618
Document Number	2026000886
Map Reference	MB 14 PG 31
Instrument Date	Feb 17, 2026
Instrument	2026-000886
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	NEXTITLE A TITLE AND ESCROW COMPANY, TITLEONE A TITLE & ESCROW CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	960 PINE TERRACE DR, MCCALL, ID 83638-4618

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VALLEY ID
Recording Date	Sep 27, 2023
Property Address	960 PINE TERRACE DR, MCCALL, ID 83638-4618
Document Number	0000459517
Map Reference	DOC 110224
Instrument Date	Sep 27, 2023
Instrument	459517
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	AMERITITLE WEISER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	960 PINE TERRACE DR, MCCALL, ID 83638-4618

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VALLEY ID
Recording Date	Oct 2, 2018
Property Address	960 PINE TERRACE DR, MCCALL, ID 83638-4618
Document Number	0000416712
Map Reference	DOC110224
Instrument Date	Sep 27, 2018
Instrument	416712
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	FIRST AMERICAN TITLE - MCCALL, FIRST AMERICAN TITLE MCCALL

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1373 NATURES WAY, PRESCOTT, AZ 86305-5142

October 2013: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VALLEY ID
Recording Date	Oct 18, 2013
Property Address	960 PINE TERRACE DR, MCCALL, ID 83638-4618
Document Number	0000381282
Instrument	381282
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	AMERITITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000381283
Date	Oct 18, 2013
Instrument	381283

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2028

January 2012: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	VALLEY ID
Recording Date	Jan 24, 2012
Property Address	960 PINE TERRACE DR, MCCALL, ID 83638-4618
Document Number	0000366420
Instrument Date	Jan 20, 2012
Instrument	366420
Transaction Type	Foreclosure
Record Updated	Mar 6, 2026
Title Company	LSI TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1410 SPRING HILL RD, MC LEAN, VA 22102-3058
Investor	Possibly a Property Investor

November 2010: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VALLEY ID
Recording Date	Nov 29, 2010
Property Address	960 PINE TERRACE DR, MCCALL, ID 83638-4618
Document Number	0000356715
Map Reference	DOC 118858
Instrument Date	Nov 11, 2010
Instrument	356715
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Living Trust
Address	797 CHAD LOOP, MCCALL, ID 83638-4603

October 2008: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VALLEY ID
Recording Date	Oct 3, 2008
Property Address	960 PINE TERRACE DR, MCCALL, ID 83638-4618
Document Number	0000335552
Instrument Date	Oct 1, 2008
Instrument	335552
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000335553
Date	Oct 3, 2008
Instrument	335553

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2038

Mortgage

Document Number	0000335554
Date	Oct 3, 2008
Instrument	335554

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44114

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2038

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Nov 1, 2011
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	7.75%
Index	1-Year LIBOR
Max Rate	11.7%

Tax Assessment & Valuation

Source: Valley County assessment roll, as of August 14, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Valley County
Unified School District	McCall-Donnelly Joint School District 421 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,007,153 (+1.49%) Land $239,439 Building $767,714	$1,007,153 (+1.49%) Land $239,439 Building $767,714
2025	$2,518.00 (+35.89%)	$992,390 (-3.31%) Land $196,439 Building $795,951	$992,390 (-3.31%) Land $196,439 Building $795,951
2023	$1,853.00 (-13.13%) Homeowner's exemption	$1,026,324 Land $235,366 Building $790,958	$1,026,324 Land $235,366 Building $790,958
2022	$2,133.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 45% of Idaho
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20