Valley County property record for 925 Pine Terrace Dr, McCall, ID 83638
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,921 sqft · built 2010 |
| Lot Size | 1.89 acres (82,633 sqft) |
| Owner | Company Name on File |
| Last Sale | $81,300 (Dec 2008) |
| Tax Bill | $2,792 (2025) |
| Deeds & Mortgages | Aug 2022 Reverse Mortgage Dec 2020 Reverse Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | RP002140000200 |
| Primary APN | RP002140000200 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 3,921 sqft Living Area |
| Gross Area | 4,596 sqft |
| 1st Floor Area | 3,921 sqft |
| Great Room | Great Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2015 |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 82,633 sqft |
| Garage Type | Attached |
| Garage Area | 675 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 288 sqft |
| Heating System | Radiant |
|---|
| Street Address | 925 PINE TERRACE DR |
|---|---|
| City | MCCALL |
| State | ID |
| Zip | 83638-4619 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | AMENDED PINE TERRACE ADDITION NO. 1 LOT 20 |
| Legal Subdivision | AMENDED PINE TERRACE ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 20 |
| Jurisdiction | VALLEY ID |
| Township / Civil Division | MCCALL |
| Census Block Group | 1 |
| Census Block | 1069 |
| Census Tract | 970301 |
925 Pine Terrace Dr is owned by a company that acquired it in February 2018 and is owner-occupied.
Source: Valley County records, as of August 14, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 430, MCCALL, ID 83638-0430 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 1, 2022 | Deed of Trust, Mortgage · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Dec 31, 2020 | Deed of Trust, Mortgage · Reverse Mortgage SYNERGY ONE LENDING |
| Dec 29, 2017 | Deed of Trust, Mortgage · Reverse Mortgage AMERICAN PACIFIC MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 1, 2008 · Amount on File |
| Deed Sale | Dec 1, 2008 · Amount on File |
| Deed Document Number | 2008337017 |
| Last Transfer Date | Feb 14, 2018 |
| Transfer Doc | 0000412029 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VALLEY ID |
| Property Address | 925 PINE TERRACE DR, MCCALL, ID 83638 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL AGENCY SLN |
| Name | Verified Name |
|---|---|
| Address | 925 PINE TERRACE DR, MCCALL, ID 83638 |
| Document Number | 0000451768 |
|---|---|
| Date | Aug 1, 2022 |
| Instrument | 451768 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 929 Months |
| Due | Jan 29, 2100 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.73% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 7.73% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VALLEY ID |
| Property Address | 925 PINE TERRACE DR, MCCALL, ID 83638 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL AGENCY SLN |
| Name | Verified Name |
|---|---|
| Address | 925 PINE TERRACE DR, MCCALL, ID 83638 |
| Document Number | 0000436206 |
|---|---|
| Date | Dec 31, 2020 |
| Instrument | 436206 |
| Name | SYNERGY ONE LENDING |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 949 Months |
| Due | Jan 29, 2100 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.73% |
| Type Change Date | Feb 1, 2021 |
| Change Frequency | Annually |
| Index | 1-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VALLEY ID |
| Property Address | 925 PINE TERRACE DR, MCCALL, ID 83638 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMERITITLE CASCADE |
| Name | Verified Name |
|---|
| Document Number | 410869 |
|---|---|
| Date | Dec 29, 2017 |
| Instrument | 410869 |
| Name | AMERICAN PACIFIC MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 925 Pine Terrace Dr was $2,792 with a homeowner's exemption.
Source: Valley County assessment roll, as of August 14, 2026
| Type | Name |
|---|---|
| State | Idaho |
| County | Valley County |
| Unified School District | McCall-Donnelly Joint School District 421 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,439,548 (+8.61%) Land $249,468 Building $1,190,080 | $1,439,548 (+8.61%) Land $249,468 Building $1,190,080 | |
| 2025 | $2,792.00 Homeowner's exemption | $1,325,472 Land $206,468 Building $1,119,004 | $1,325,472 Land $206,468 Building $1,119,004 |
| 2023 | $2,420.00 (-13.07%) Homeowner's exemption | $1,318,979 Land $243,724 Building $1,075,255 | $1,318,979 Land $243,724 Building $1,075,255 |
| 2022 | $2,784.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 925 Pine Terrace Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 925 Pine Terrace Dr is high, ranking above 83% of the US, with a 0.8% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 83% of the US · above 45% of Idaho |
|---|---|
| Wildfire Likelihood | 0.8% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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