McHenry County property record for 960 Lyons Ridge Dr, Cary, IL 60013
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.594 acres (25,896 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $60,000 (Apr 2021) |
| Deeds & Mortgages | Apr 2021 Sale & Mortgage Nov 2019 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-08-326-001 |
| Primary APN | 20-08-326-001 |
|---|
| Lot Area | 25,896 sqft |
|---|
| Street Address | 960 LYONS RIDGE DR |
|---|---|
| City | CARY |
| State | IL |
| Zip | 60013-2392 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | DOC 2021R0021302 LT 1 LYONS RIDGE PHASE 4 |
| Legal Subdivision | LYONS RDG PH 4 |
| Legal Phase | 4 |
| Legal Lot Number | 1 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | ALGONQUIN |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 871307 |
Source: McHenry County records, as of May 13, 2024
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 950 LYONS RIDGE DR, CARY, IL 60013-2392 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 19, 2021 | Deed, Transfer · Conventional Mortgage HOME STATE BANK NA |
| Nov 20, 2019 | Grant Deed, Foreclosure NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 19, 2021 · Amount on Record |
| Deed Sale | Apr 19, 2021 · Amount on Record |
| Prior Sale | Nov 20, 2019 · Amount on Record |
| Deed Document Number | 2021R0021302 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Apr 19, 2021 |
| Property Address | 960 LYONS RIDGE DR, CARY, IL 60013-2392 |
| Document Number | 0000021302 |
| Map Reference | DOC 2005R0041719 |
| Instrument Date | Apr 6, 2021 |
| Instrument | 2021R0021302 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2021 |
| Title Company | NOT AVAILABLE, CT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $60.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 950 LYONS RIDGE DR, CARY, IL 60013-2392 |
| Document Number | 0000021303 |
|---|---|
| Date | Apr 19, 2021 |
| Instrument | 2021R0021303 |
| Name | HOME STATE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 4.5% |
| Max Rate At Change | 8.5% |
| Index | Other |
| Max Rate | 11.5% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Nov 20, 2019 |
| Property Address | 960 LYONS RIDGE DR, CARY, IL 60013-2392 |
| Document Number | 0000039751 |
| Instrument Date | Nov 18, 2019 |
| Instrument | 39751 |
| Transaction Type | Foreclosure |
| Record Updated | Dec 17, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $75.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 28691 W RIVERS EDGE DR CARY IL 600139735, CARY, IL 60013-9735 |
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Algonquin Township |
| Municipality | Cary Village |
| Elementary School District | Cary Community Consolidated School District 26 (PK - 08) |
| Secondary School District | Community High School District 155 (09 - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2022 | $27,533 Land $27,533 | $82,599 Land $82,599 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARY serves 17,826 people · EPA ID IL1110100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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