910 Lyons Ridge Dr, Cary, IL 60013 Property Records

McHenry County property record for 910 Lyons Ridge Dr, Cary, IL 60013

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,524 sqft · built 2006
Lot Size0.496 acres (21,666 sqft)
Owner2 Company Names on Record
Last Sale$660,098 (Jun 2006)
Tax Bill$16,768 (2024)
Deeds & MortgagesApr 2018 Line of Credit
Apr 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN20-08-326-006

Property Details

APN / Parcel Number

Primary APN20-08-326-006

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,524 sqft Living Area
1st Floor Area2,309 sqft
Basement Area2,309 sqft

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Lot Area21,666 sqft (0.496 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address910 LYONS RIDGE DR
CityCARY
StateIL
Zip60013-2392
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2006R0046761 LT 6 LYONS RIDGE PHASE 4
Legal SubdivisionLYONS RIDGE PHASE 4
Legal Phase4
Legal Lot Number6
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group1
Census Block1020
Census Tract871307

Owner

Source: McHenry County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address10 S LA SALLE ST, 2750, CHICAGO, IL 60603-1108
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Apr 20, 2018Deed of Trust, Mortgage · Line of Credit
BMO HARRIS BANK NA
Apr 20, 2018Deed of Trust, Mortgage · Conventional Mortgage
BMO HARRIS BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 27, 2006 · Amount on Record
Deed SaleJun 27, 2006 · Amount on Record
Deed Document Number200646761
Prior Transfer DateJun 16, 2006
Prior Transfer Doc0000046761
Record UpdatedSep 20, 2026

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address910 LYONS RIDGE DR, CARY, IL 60013-2392
Transaction TypeMortgage
Record UpdatedFeb 7, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000012647
DateApr 20, 2018
Instrument2018R0012647
Lender
NameBMO HARRIS BANK NA
TypeBank
AddressCHICAGO, IL 60690
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueMay 2, 2048
Interest
Rate TypeAdjustable Rate
Rate4.79%
Change FrequencyMonthly

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address910 LYONS RIDGE DR, CARY, IL 60013-2392
Transaction TypeMortgage
Record UpdatedFeb 7, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000012646
DateApr 20, 2018
Instrument2018R0012646
Lender
NameBMO HARRIS BANK NA
TypeBank
AddressCHICAGO, IL 60690
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueMay 1, 2028
Interest
Rate4%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionAlgonquin Township
MunicipalityCary Village
Elementary School DistrictCary Community Consolidated School District 26 (PK - 08)
Secondary School DistrictCommunity High School District 155 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$16,768.00 (+7.14%)$207,124 (+21.36%) Land $31,793 Building $175,331$621,372 (+21.36%) Land $95,379 Building $525,993
2022$15,650.00 Homeowner's exemption$170,673 Land $28,558 Building $142,115$512,019 Land $85,674 Building $426,345

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARY
serves 17,826 people · EPA ID IL1110100
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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