960 Co Rd 45, Waterloo, AL 35677 Property Records

Lauderdale County property record for 960 Co Rd 45, Waterloo, AL 35677

Property Summary

Property TypeOther Improved
Details307 sqft
Lot Size5.19 acres (226,512 sqft)
Owner2 Individual Names on Record
Tax Bill$130 (2025)
Deeds & MortgagesAug 2022 Sale
Flood ZoneZone X (minimal risk)
APN09-07-36-0-000-011-005

Property Details

APN / Parcel Number

Primary APN09-07-36-0-000-011-005
Alternative APNs
  • 104313
  • 86141

Interior

Building Area307 sqft Total Area
FlooringPlywood
Interior WallsWood

Exterior

Architectural StyleTiny House
Exterior MaterialWood
Foundation TypePier/Post & Beam
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area226,512 sqft (5.19 acres)

Location & Zoning

Account Number104313
Street Address960 COUNTY ROAD 45
CityWATERLOO
StateAL
Zip35677-3051
Property CategoryOther
Property TypeOther > Other Improved
Legal Description5.2 AC/C IN THE W/2 OF SW/4 OF SW/4 SEC T1S R15W
JurisdictionLAUDERDALE AL
Township / Civil DivisionWATERLOO
Census Block Group1
Census Block1042
Census Tract11300

Owner

Source: Lauderdale County records, as of November 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address960 COUNTY ROAD 45, WATERLOO, AL 35677-3051
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedJun 8, 2026

August 2022: Survivorship Deed, Transfer

Document TypeSurvivorship Deed
JurisdictionLAUDERDALE AL
Recording DateAug 30, 2022
Property AddressCOUNTY RD 45, WATERLOO, AL 35677
Document Number2022/48003
Book / Page2022 / 48003
Instrument DateAug 29, 2022
Transaction TypeTransfer
Record UpdatedMay 17, 2024

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address15890 HIGHWAY 20, FLORENCE, AL 35633-2030

Transferred To (Grantee/Buyer)

NameVerified Name
Address1180 LAGRANGE COLLEGE LN, LEIGHTON, AL 35646-4653

Tax Assessment & Valuation

Source: Lauderdale County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyLauderdale County
Unified School DistrictLauderdale County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$130.00 (+10.17%) Homeowner's exemption$5,360 (+6.77%)$58,040 (+16.03%) Land $40,400 Building $17,640
2024$118.00 Homeowner's exemption$5,020 Land $3,380 Building $1,640$50,020 Land $33,700 Building $16,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2003)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · above 63% of Alabama
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Nearby Properties on Co Rd 45

Nearby Streets

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