Lauderdale County property record for 850 Co Rd 45, Waterloo, AL 35677
| Property Type | Mobile Home |
|---|---|
| Details | 1 ba · 1,396 sqft · built 1970 |
| Lot Size | 4 acres (174,240 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $219 (2023) |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-01-01-0-000-002-000 |
| Primary APN | 11-01-01-0-000-002-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,396 sqft Adjusted Area |
| 1st Floor Area | 1,200 sqft |
| Year Built | Built 1970 |
|---|---|
| Architectural Style | Mobile/Manufactured |
| Construction Type | Manufactured |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 174,240 sqft (4 acres) |
| Lot Dimensions | 1,320 ft deep x 132 ft wide |
| Account Number | 12685 |
|---|---|
| Street Address | 850 COUNTY ROAD 45 |
| City | WATERLOO |
| State | AL |
| Zip | 35677 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | 01 |
| Legal Description | 132 X 1320 PT OF NW/4 OF NW/4 OF SEC 1 FI 93 316 FR 30 |
| Legal Range | 15W |
| Legal Township | 02S |
| Legal Section | 01 |
| Jurisdiction | LAUDERDALE AL |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1048 |
| Census Tract | 11300 |
850 Co Rd 45, a mobile home, is owned and occupied by two individuals.
Source: Lauderdale County records, as of November 21, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 3, WATERLOO, AL 35677-0003 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
Source: Lauderdale County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Lauderdale County |
| Unified School District | Lauderdale County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption Senior Citizen's exemption | $5,460 | $56,600 Land $34,100 Building $22,500 |
| 2023 | $219.00 (+36.02%) Homeowner's exemption | $4,360 (-9.54%) Land $4,360 | $64,600 (+34.3%) Land $43,500 Building $21,100 |
| 2022 | $161.00 Homeowner's exemption | $4,820 | $48,100 Land $35,100 Building $13,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 850 Co Rd 45 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2003) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2003 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 850 Co Rd 45 is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · above 60% of Alabama |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
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