960 Cedar Dr, Camden, TN 38320 Property Records

Benton County property record for 960 Cedar Dr, Camden, TN 38320

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,506 sqft · built 1979
Lot Size	0.93 acres (40,511 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Feb 2016)
Tax Bill	$1,336 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Feb 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`003065A B 03600`

Property Details

APN / Parcel Number

Primary APN	`003065A B 03600`
Alternative APN	`065A B 03600`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	2,506 sqft Living Area
1st Floor Area	1,786 sqft
Upper Floors Area	720 sqft
Attic Area	480 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1997
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	40,511 sqft (0.93 acres)
Lot Dimensions	195 ft deep x 275 ft wide
Terrain	Rolling
Garage Type	Mixed
Garage Area	1,067 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Porch	Open Porch
Porch Area	174 sqft
Deck Area	288 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	960 CEDAR DR
City	CAMDEN
State	TN
Zip	38320-6033
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	00
Legal Description	DISTRICT: 05, COUNTY AREA: L01
Legal Subdivision	CEDAR LAKE EST
Legal Lot Number	56
Jurisdiction	BENTON TN
Township / Civil Division	2
Census Block Group	2
Census Block	2033
Census Tract	963100

Owner

960 Cedar Dr is owned and occupied by an individual who bought it in February 2016.

Source: Benton County records, as of December 22, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	960 CEDAR DR, CAMDEN, TN 38320-6033
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2025	Deed of Trust, Mortgage · VA Mortgage ELEVATED HOME LOANS LLC
Feb 2, 2017	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER
Dec 30, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 9, 2016 · Amount on File
Deed Sale	Feb 9, 2016 · Amount on File
Deed Document Number	87653
Deed Book / Page	272 / 454
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON TN
Property Address	960 CEDAR DR, CAMDEN, TN 38320-6033
Transaction Type	Mortgage
Record Updated	Nov 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	960 CEDAR DR, CAMDEN, TN 38320-6033

Mortgage

Document Number	00428/2232
Date	Nov 6, 2025
Book Page	428/2232
Instrument	122746

Lender

Name	ELEVATED HOME LOANS LLC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON TN
Property Address	960 CEDAR DR, CAMDEN, TN 38320-6033
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	285/769
Date	Feb 2, 2017
Book Page	285/769
Instrument	90688

Lender

Name	MORTGAGE RESEARCH CENTER
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2047

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON TN
Property Address	960 CEDAR DR, CAMDEN, TN 38320-6033
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	346/392
Date	Dec 30, 2020
Book Page	346/392
Instrument	103975

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 960 Cedar Dr was $1,336.

Source: Benton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Benton County
Unified School District	Benton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,336.00	$78,275 Land $5,325 Building $72,950	$313,100 Land $21,300 Building $291,800
2023	$1,240.00	$45,450 (-) Land $3,750 Building $41,700
2022	$1,240.00	$45,450 Land $3,750 Building $41,700	$181,800 Land $15,000 Building $166,800
2020			$181,800 Land $15,000 Building $166,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 960 Cedar Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective July 3, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Dec 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 960 Cedar Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 96% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TEC Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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