957 Cedar Dr, Camden, TN 38320 Property Records

Benton County property record for 957 Cedar Dr, Camden, TN 38320

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,866 sqft · built 1995
Lot Size	1.1 acres (47,916 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Aug 2025)
Tax Bill	$2,231 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Mar 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`003065A B 04100`

Property Details

APN / Parcel Number

Primary APN	`003065A B 04100`
Alternative APN	`065A B 04100`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	2,866 sqft Living Area
1st Floor Area	2,866 sqft
Basement Area	835 sqft
Finished Basement	835 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2005
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	47,916 sqft (1.1 acres)
Lot Dimensions	219 ft deep x 246 ft wide
Terrain	Rolling
Garage Type	Finished
Garage Area	1,455 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	194 sqft
Deck Area	400 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	957 CEDAR DR
City	CAMDEN
State	TN
Zip	38320-6036
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	00
Legal Description	DISTRICT: 05, COUNTY AREA: L01
Legal Subdivision	CEDAR LAKE EST
Legal Lot Number	64
Jurisdiction	BENTON TN
Township / Civil Division	2
Census Block Group	2
Census Block	2037
Census Tract	963100

Owner

957 Cedar Dr is owned and occupied by two individuals who bought it in August 2025.

Source: Benton County records, as of June 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	957 CEDAR DR, CAMDEN, TN 38320-6036
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION
Mar 8, 2021	Deed of Trust, Mortgage · Line of Credit CARROLL BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2025 · Amount on File
Deed Sale	Aug 19, 2025 · Amount on File
Prior Sale	Jul 30, 2012 · Amount on File
Deed Document Number	2025121882
Deed Book / Page	427 / 1282
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON TN
Recording Date	Jun 2, 2026
Property Address	957 CEDAR DR, CAMDEN, TN 38320-6036
Document Number	0000124937
Book / Page	432 / 120
Instrument Date	May 27, 2026
Instrument	2026124937
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	957 CEDAR DR, CAMDEN, TN 38320-6036

Mortgage

Document Number	0000124937,
Date	Jun 2, 2026
Book Page	432/120
Instrument	2026124937

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

Interest

Rate	6.3%
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON TN
Property Address	957 CEDAR DR, CAMDEN, TN 38320-6036
Transaction Type	Mortgage
Record Updated	Mar 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	957 CEDAR DR, CAMDEN, TN 38320-6036

Mortgage

Document Number	350/309
Date	Mar 8, 2021
Book Page	350/309
Instrument	104747

Lender

Name	CARROLL BANK & TRUST
Type	Bank
Address	CAMDEN, TN 38320

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	179 Months
Due	Feb 15, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 957 Cedar Dr was $2,231.

Source: Benton County assessment roll, as of December 23, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Benton County
Unified School District	Benton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,231.00	$130,725 Land $8,150 Building $122,575	$522,900 Land $32,600 Building $490,300
2023	$1,990.00	$72,950 (-) Land $7,500 Building $65,450
2022	$1,990.00	$72,950 Land $7,500 Building $65,450	$291,800 Land $30,000 Building $261,800
2020			$291,800 Land $30,000 Building $261,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 957 Cedar Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective July 3, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Dec 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 957 Cedar Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 96% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TEC Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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