96 Winter St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 96 Winter St, Saugus, MA 01906 · Last verified April 2026

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,392 sqft · built 1930
Lot Size	0.14 acres (6,103 sqft)
Owner	2 Individual Names on File
Last Sale	$690,000 (May 2021)
Tax Bill	$8,565 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:007-F B:0031 L:0003`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:007-F B:0031 L:0003`
Alternative APNs	`M:007=F B:0031 L:0003` `9954031`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	3 Stories
Building Area	2,392 sqft Living Area
Gross Area	4,748 sqft
1st Floor Area	1,180 sqft
Basement Area	1,040 sqft
Unfinished Basement	1,040 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,103 sqft (0.14 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	9954031
Street Address	96 WINTER ST
City	SAUGUS
State	MA
Zip	01906-1663
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Block	31
Legal Lot Number	3
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	1
Census Block	1009
Census Tract	208200

Owner

Source: Essex County and Saugus Town records · APN SAUG M:007-F B:0031 L:0003

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	96 WINTER ST, SAUGUS, MA 01906-1663
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
May 27, 2021	Quit Claim Deed, Transfer · FHA Mortgage ROCKLAND TRUST CO
Aug 09, 2017	Quit Claim Deed, Transfer · FHA Mortgage ROCKLAND TR

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 27, 2021 · Amount on Record
Deed Sale	May 27, 2021 · Amount on Record
Prior Sale	Aug 09, 2017 · Amount on Record
Deed Book / Page	39925 / 302
Record Updated	Jun 08, 2026

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	May 27, 2021
Property Address	96 WINTER ST, SAUGUS, MA 01906-1663
Document Number	039925-302
Book / Page	39925 / 302
Instrument Date	May 27, 2021
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	96 WINTER ST, SAUGUS, MA 01906-1663

Mortgage

Document Number	0039925304
Date	May 27, 2021
Instrument	39925/304

Lender

Name	ROCKLAND TRUST CO
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Aug 09, 2017
Property Address	96 WINTER ST, SAUGUS, MA 01906-1663
Document Number	36088-579
Book / Page	036088 / 000579
Instrument Date	Jul 25, 2017
Instrument	1708090319
Transaction Type	Transfer
Record Updated	Aug 29, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,120.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	96 WINTER ST SAUGUS MA 019061663, SAUGUS, MA 01906-1663

Mortgage

Document Number	36088-581
Date	Aug 09, 2017
Book Page	036088/000581
Instrument	1708090320

Lender

Name	ROCKLAND TR

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 08, 2047

Tax Assessment & Valuation

Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$8,565.00 (+6.16%)	$802,000 (+5.86%) Land $284,100 Building $517,900
2024	$8,068.00 (+3.53%)	$757,600 (+9.46%) Land $258,300 Building $499,300
2023	$7,793.00	$692,100 Land $232,500 Building $459,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092082001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1979–1988)
Most Recent Claim	Jan 1988, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 486 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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