105 Winter St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 105 Winter St, Saugus, MA 01906 · Last verified April 2026

Property Summary

Property Type	Duplex
Details	6 bd · 4 ba · 3,432 sqft · built 1989
Lot Size	0.231 acres (10,071 sqft)
Owner	Individual Name on File
Last Sale	$700,000 (Nov 2025)
Tax Bill	$9,751 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:007-F B:0019 L:0011`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:007-F B:0019 L:0011`
Alternative APNs	`M:007=F B:0019 L:0011` `9509004`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	11 Rooms
Units	2 Units
Stories	2 Stories
Building Area	3,432 sqft Living Area
Gross Area	5,064 sqft
1st Floor Area	1,248 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,071 sqft (0.231 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	9509004
Street Address	105 WINTER ST
City	SAUGUS
State	MA
Zip	01906-1635
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Block	19
Legal Lot Number	11
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	1
Census Block	1011
Census Tract	208200

Owner

Source: Essex County and Saugus Town records · APN SAUG M:007-F B:0019 L:0011

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	105 WINTER ST, SAUGUS, MA 01906-1635
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 26, 2025 · Amount on Record
Deed Sale	Nov 26, 2025 · Amount on Record
Prior Sale	Jun 30, 2008 · Amount on Record
Record Updated	Jun 08, 2026

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Nov 26, 2025
Property Address	105 WINTER ST, SAUGUS, MA 01906-1635
Document Number	0000663014
Instrument Date	Nov 26, 2025
Instrument	663014
Transaction Type	Transfer
Record Updated	Dec 17, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 WINTER ST, SAUGUS, MA 01906-1635

Mortgage

Document Number	0000663015
Date	Nov 26, 2025
Instrument	663015

Lender

Name	PENTAGON FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2055

Tax Assessment & Valuation

Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$9,751.00 (+4.52%)	$913,000 (+4.22%) Land $297,200 Building $615,800
2024	$9,329.00 (+5.56%)	$876,000 (+11.61%) Land $270,200 Building $605,800
2023	$8,838.00	$784,900 Land $243,200 Building $541,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.