96 Summit St, Thorsby, AL 35171 Property Records

Chilton County property record for 96 Summit St, Thorsby, AL 35171

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,176 sqft · built 1942
Lot Size	1.17 acres (51,084 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (Oct 2024)
Tax Bill	$637 (2025)
Deeds & Mortgages	Oct 2024 Sale & Mortgage Sep 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1103063001026000`

Property Details

APN / Parcel Number

Primary APN	`1103063001026000`
Alternative APNs	`95141` `8952`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,176 sqft Adjusted Area
1st Floor Area	1,176 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Exterior Material	Other
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	51,084 sqft (1.17 acres)
Lot Dimensions	198 ft deep x 258 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	264 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	8952
Street Address	96 SUMMIT ST
City	THORSBY
State	AL
Zip	35171-7718
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM INT S ROW SUMMIT AVE & W ROW MICHIGAN AVE W ALG ROW OF S
Legal Range	14
Legal Township	22
Legal Section	06
Jurisdiction	CHILTON AL
Township / Civil Division	JEMISON
Census Block Group	1
Census Block	1077
Census Tract	60401

Owner

96 Summit St is owned and occupied by an individual who bought it in October 2024.

Source: Chilton County records, as of October 9, 2026

Owner of Record	Individual Name on File
Mailing Address	96 SUMMIT ST, THORSBY, AL 35171-7718
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2024	Warranty Deed, Transfer · USDA Mortgage HAMILTON MORTGAGE CORP
Sep 27, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST BANK
Jun 18, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC
Dec 31, 2018	Warranty Deed, Transfer · Conventional Mortgage HAMILTON MORTGAGE CORP
Apr 8, 2008	Warranty Deed, Transfer · Conventional Mortgage THE MORTGAGE OUTLET INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2024 · Amount on File
Deed Sale	Oct 2, 2024 · Amount on File
Prior Sale	Sep 27, 2022 · Amount on File
Deed Document Number	2024262980
Deed Book / Page	2024 / 262980
Prior Transfer Date	Mar 26, 2021
Prior Transfer Doc	R2021/238450
Record Updated	Oct 29, 2026

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHILTON AL
Recording Date	Oct 2, 2024
Property Address	96 SUMMIT ST, THORSBY, AL 35171-7718
Document Number	R2024/262980
Book / Page	R2024 / 262980
Instrument Date	Sep 30, 2024
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96 SUMMIT ST, THORSBY, AL 35171-7718

Mortgage

Document Number	R2024/262981
Date	Oct 2, 2024
Book Page	R2024/262981
Instrument	262981

Lender

Name	HAMILTON MORTGAGE CORP
Type	Mortgage Company
Address	2850 19TH ST S APT 300, BIRMINGHAM, AL 35209

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2054

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHILTON AL
Recording Date	Sep 27, 2022
Property Address	96 SUMMIT ST, THORSBY, AL 35171-7718
Document Number	R2022/248807
Book / Page	R2022 / 248807
Instrument Date	Sep 26, 2022
Instrument	248807
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	NATIONAL TITLE AND APPRAISAL, NATIONAL TTL & APPRAISAL INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	959 BELLINGRATH RD, ELMORE, AL 36025-1712

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	96 SUMMIT ST, THORSBY, AL 35171-7718

Mortgage

Document Number	0000248810
Date	Sep 27, 2022
Instrument	248810

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHILTON AL
Recording Date	Jun 18, 2021
Property Address	96 SUMMIT ST, THORSBY, AL 35171-7718
Document Number	R2021/238450
Book / Page	R2021 / 238450
Instrument Date	Mar 26, 2021
Instrument	238450
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96 SUMMIT ST, THORSBY, AL 35171-7718

Mortgage

Document Number	0000238451
Date	Jun 18, 2021
Instrument	238451

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Apr 1, 2051

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHILTON AL
Recording Date	Dec 31, 2018
Property Address	96 SUMMIT ST, THORSBY, AL 35171-7718
Document Number	R2018/219231
Book / Page	R2018 / 219231
Instrument Date	Dec 28, 2018
Instrument	219231
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$20.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	96 SUMMIT ST, THORSBY, AL 35171-7718

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96 SUMMIT ST, THORSBY, AL 35171-7718

Mortgage

Document Number	0000219232
Date	Dec 31, 2018
Instrument	219232

Lender

Name	HAMILTON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

April 2008: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHILTON AL
Recording Date	Apr 8, 2008
Property Address	96 SUMMIT ST, THORSBY, AL 35171-7718
Document Number	R2008/139851
Book / Page	R2008 / 139851
Instrument Date	Apr 2, 2008
Instrument	139851
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$20.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	96 SUMMIT ST, THORSBY, AL 35171-7718

Mortgage

Document Number	0000139852
Date	Apr 8, 2008
Instrument	139852

Lender

Name	THE MORTGAGE OUTLET INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 96 Summit St was $637, up 1% from the year before.

Source: Chilton County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Chilton County
Municipality	Thorsby City
Unified School District	Chilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$637.00 (+10.02%)	$29,220 (-) Land $7,500 Building $21,720	$146,100 Land $37,500 Building $108,600
2024	$579.00 (-54.62%)	$29,220 (-) Land $7,500 Building $21,720
2023	$1,276.00 (+34.32%)	$29,220 (+169.06%) Land $7,500 Building $21,720	$146,100 (+34.53%) Land $37,500 Building $108,600
2022	$950.00	$10,860 Land $3,600 Building $7,260	$108,600 Land $36,000 Building $72,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 96 Summit St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2011–2025)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 96 Summit St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 85% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF THORSBY WATER WORKS BOARD serves 3,579 people · EPA ID AL0000229
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Central Access Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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