75 Summit St, Thorsby, AL 35171 Property Records

Chilton County property record for 75 Summit St, Thorsby, AL 35171

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,216 sqft · built 1910
Lot Size	0.421 acres (18,375 sqft)
Owner	Individual Name on File
Last Sale	$30,000 (Jun 2016)
Tax Bill	$714 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Dec 2008 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`1103063001010000`

Property Details

APN / Parcel Number

Primary APN	`1103063001010000`
Alternative APNs	`79220` `8934`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,216 sqft Adjusted Area
1st Floor Area	1,216 sqft
Utility Area	144 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	18,375 sqft (0.421 acres)
Porch	Slab
Porch Area	352 sqft

Utilities, Heating & Cooling

Heating System	Gravity Furnace
Sewer	Connected

Location & Zoning

Account Number	8934
Street Address	75 SUMMIT ST
City	THORSBY
State	AL
Zip	35171-7720
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 21-22-23-24- BLK 22 IN CONCORDIA 6-22-14 PB 1 PG 7
Legal Range	14E
Legal Township	22N
Legal Section	06
Legal Subdivision	CONCORDIA BLOCK
Legal Block	22
Legal Lot Number	21-24
Jurisdiction	CHILTON AL
Township / Civil Division	JEMISON
Census Block Group	1
Census Block	1066
Census Tract	60401

Owner

75 Summit St is owned and occupied by an individual who bought it in June 2016.

Source: Chilton County records, as of March 31, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	75 SUMMIT ST, THORSBY, AL 35171-7720
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2022	Deed of Trust, Mortgage CENTRAL STATE BANK
Dec 9, 2008	Deed of Trust, Mortgage · FHA Mortgage NATIONWIDE MORTGAGE CONCEPTS LLC
Nov 2, 2006	Deed of Trust, Mortgage · ARM H & R BLOCK MORTGAGE CORP
Jun 8, 2016	Special Warranty Deed, Transfer · Commercial Mortgage CENTRAL STATE BANK
Jul 23, 2014	Foreclosure
Jan 6, 2016	Special Warranty Deed, Foreclosure
Sep 29, 2008	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2016 · Amount on File
Deed Sale	Jun 8, 2016 · Amount on File
Prior Sale	Jul 23, 2014
Deed Document Number	2016200546
Deed Book / Page	2016 / 200546
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHILTON AL
Property Address	75 SUMMIT ST, THORSBY, AL 35171-7720
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 SUMMIT ST, THORSBY, AL 35171-7720

Mortgage

Document Number	R2022/248909
Date	Oct 3, 2022
Book Page	R2022/248909
Instrument	248909

Lender

Name	CENTRAL STATE BANK
Type	Bank
Address	CALERA, AL 35040

Agreement

Amount	Amount on Record

December 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHILTON AL
Property Address	75 SUMMIT ST, THORSBY, AL 35171-7720
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	R2008/145729
Date	Dec 9, 2008
Book Page	R2008/145729
Instrument	145729

Lender

Name	NATIONWIDE MORTGAGE CONCEPTS LLC
Type	Mortgage Company
Address	RANCHO MIRAGE, CA 92270

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2038

November 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHILTON AL
Property Address	75 SUMMIT ST, THORSBY, AL 35171-7720
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000401/663
Date	Nov 2, 2006
Book Page	401/663
Instrument	126831

Lender

Name	H & R BLOCK MORTGAGE CORP
Type	Mortgage Company
Address	BURLINGTON, MA 01803

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	10.1%
Type Change Date	Nov 1, 2008
Change Frequency	6 Months
Min Rate At Change	10.1%
Max Rate At Change	13.1%
Index	6-Month LIBOR
Max Rate	16.1%

June 2016: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHILTON AL
Recording Date	Jun 8, 2016
Property Address	75 SUMMIT ST, THORSBY, AL 35171-7720
Document Number	R2016/200546
Book / Page	R2016 / 200546
Map Reference	MB 1 PG 7
Instrument Date	May 18, 2016
Instrument	200546
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40 MARIETTA ST NW, ATLANTA, GA 30303-2812

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 45, CALERA, AL 35040-0045

Mortgage

Document Number	0000200547
Date	Jun 8, 2016
Instrument	200547

Lender

Name	CENTRAL STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

July 2014: Foreclosure

Document Type	Foreclosure
Jurisdiction	CHILTON AL
Recording Date	Jul 23, 2014
Property Address	75 SUMMIT ST, THORSBY, AL 35171-7720
Document Number	R2014/187317
Book / Page	R2014 / 187317
Map Reference	MB1 PG7
Instrument Date	Jul 22, 2014
Instrument	187317
Transaction Type	Foreclosure
Record Updated	Mar 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name
Address	75 SUMMIT ST, THORSBY, AL 35171-7720

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3415 VISION DR, COLUMBUS, OH 43219-6009
Investor	Possibly a Property Investor

January 2016: Special Warranty Deed, Foreclosure

Document Type	Special Warranty Deed
Jurisdiction	CHILTON AL
Recording Date	Jan 6, 2016
Property Address	75 SUMMIT ST, THORSBY, AL 35171-7720
Document Number	R2016/197233
Book / Page	R2016 / 197233
Map Reference	MB 1 PG 7
Instrument Date	May 15, 2014
Instrument	197233
Transaction Type	Foreclosure
Record Updated	Mar 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3415 VISION DR, COLUMBUS, OH 43219-6009

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 MARIETTA ST NW, ATLANTA, GA 30303-2812
Investor	Possibly a Property Investor

September 2008: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHILTON AL
Recording Date	Sep 29, 2008
Property Address	75 SUMMIT ST, THORSBY, AL 35171-7720
Document Number	R2008/144362
Book / Page	R2008 / 144362
Map Reference	MB 1 PG 7
Instrument Date	Sep 29, 2008
Instrument	144362
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount on Record
Tax	$40.00
Amount Accuracy	Partially Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 548, THORSBY, AL 35171-0548

Tax Assessment & Valuation

The 2025 property tax bill for 75 Summit St was $714, up 9.5% from the year before.

Source: Chilton County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Chilton County
Municipality	Thorsby City
Unified School District	Chilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$714.00 (+9.51%)	$14,880 (-) Land $3,000 Building $11,880	$74,400 Land $15,000 Building $59,400
2024	$652.00 Additional exemption filed	$14,880 (-) Land $3,000 Building $11,880
2023	$652.00 (+10.7%)	$14,880 (+121.43%) Land $3,000 Building $11,880	$74,400 (+10.71%) Land $15,000 Building $59,400
2022	$589.00	$6,720 Land $1,800 Building $4,920	$67,200 Land $18,000 Building $49,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 75 Summit St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2011–2025)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 75 Summit St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 85% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF THORSBY WATER WORKS BOARD serves 3,579 people · EPA ID AL0000229
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Central Access Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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