96 Sprague Rd, Berea, OH 44017 Property Records

Cuyahoga County property record for 96 Sprague Rd, Berea, OH 44017

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,132 sqft · built 1950
Lot Size	0.518 acres (22,579 sqft)
Owner	2 Individual Names on Record
Last Sale	$146,000 (Sep 2017)
Tax Bill	$3,841 (2025)
Deeds & Mortgages	Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`363-26-022`

Property Details

APN / Parcel Number

Primary APN	`363-26-022`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,132 sqft Living Area
1st Floor Area	772 sqft
2nd Floor Area	360 sqft
Basement Area	720 sqft
Finished Basement	360 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1958
Architectural Style	Cape Cod
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,579 sqft (0.518 acres)
Lot Dimensions	337 ft deep x 66.7 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	96 SPRAGUE RD
City	BEREA
State	OH
Zip	44017-2748
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-B
Legal Description	16 STEARNS S/L 66 ALLWP & PART OF VAC ST 0087 ALL
Legal Subdivision	F M STEARNS ALLOTMENT
Legal Lot Number	87
Jurisdiction	CUYAHOGA OH
Township / Civil Division	BEREA
Census Block Group	3
Census Block	3003
Census Tract	134206

Owner

Source: Cuyahoga County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	96 SPRAGUE RD, BEREA, OH 44017-2748
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2017 · Amount on Record
Deed Sale	Sep 22, 2017 · Amount on Record
Prior Sale	Oct 5, 2007
Deed Document Number	0009220391
Record Updated	Jun 8, 2026

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Sep 22, 2017
Property Address	96 SPRAGUE RD, BEREA, OH 44017-2748
Document Number	0009220391
Instrument Date	Sep 6, 2017
Instrument	9220391
Transaction Type	Transfer
Record Updated	Oct 27, 2017
Title Company	COMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$584.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	96 SPRAGUE RD BEREA OH 440172748, BEREA, OH 44017-2748

Mortgage

Document Number	9220392
Date	Sep 22, 2017
Instrument	9220392

Lender

Name	HOWARD HANNA MTG SVCS
Type	Mortgage Company
Address	MAYFIELD HEIGHTS, OH 44124

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 21, 2047

Tax Assessment & Valuation

Source: Cuyahoga County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Berea City
Unified School District	Berea City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,841.00 (+2.13%) Homeowner's exemption	$66,330 (-) Land $13,090 Building $53,240
2024	$3,761.00 (-2.69%) Homeowner's exemption	$66,330 (+18.51%) Land $13,090 Building $53,240	$189,500 (+18.51%) Land $37,400 Building $152,100
2023	$3,865.00 (+0.62%) Homeowner's exemption	$55,970 (-) Land $12,180 Building $43,790
2022	$3,841.00 Homeowner's exemption	$55,970 Land $12,180 Building $43,790
2021			$159,900 Land $34,800 Building $125,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEREA CITY PWS serves 18,789 people · EPA ID OH1800111
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20