Cuyahoga County property record for 102 Sprague Rd, Berea, OH 44017
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,134 sqft · built 1945 |
| Lot Size | 0.52 acres (22,646 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,127 (2025) |
| Deeds & Mortgages | Jan 2023 Mortgage Jul 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 363-26-054 |
| Primary APN | 363-26-054 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,134 sqft Living Area |
| Gross Area | 1,834 sqft |
| 1st Floor Area | 784 sqft |
| 2nd Floor Area | 350 sqft |
| Basement Area | 700 sqft |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 22,646 sqft (0.52 acres) |
| Lot Dimensions | 338 ft deep x 67 ft wide |
| View / Lot | Traffic |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 91 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Storm Sewer |
| Water Source | Commercial |
| Street Address | 102 SPRAGUE RD |
|---|---|
| City | BEREA |
| State | OH |
| Zip | 44017-2741 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF-B |
| Legal Description | 16 STEARNS S/L 67 ALL & PART OF VAC ST 0086 ALL |
| Legal Subdivision | F M STEARNS SUBDIVISION |
| Legal Lot Number | 86 |
| Jurisdiction | CUYAHOGA OH |
| Township / Civil Division | BEREA |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 134206 |
Source: Cuyahoga County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 102 SPRAGUE RD, BEREA, OH 44017-2741 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 3, 2023 | Deed of Trust, Mortgage · Conventional Mortgage S & T BANK |
| Jul 6, 2022 | Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Aug 26, 2021 | Special Warranty Deed, Foreclosure |
| May 21, 2021 | Sheriff's Deed, Foreclosure |
| Sep 25, 2017 | Warranty Deed, Transfer · FHA Mortgage UNION HM MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 6, 2022 |
| Deed Sale | Jul 6, 2022 |
| Prior Sale | May 21, 2021 · Amount on Record |
| Deed Document Number | 2022816 |
| Prior Transfer Date | May 11, 2021 |
| Prior Transfer Doc | 0000000181 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Property Address | 102 SPRAGUE RD, BEREA, OH 44017-2741 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2023 |
| Title Company | FIRST MERIDIAN TITLE AGEN |
| Name | Verified Name |
|---|
| Document Number | 0000000252 |
|---|---|
| Date | Jan 3, 2023 |
| Instrument | 202301030252 |
| Name | S & T BANK |
|---|---|
| Type | Bank |
| Address | INDIANA, PA 15701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Recording Date | Jul 6, 2022 |
| Property Address | 102 SPRAGUE RD, BEREA, OH 44017-2741 |
| Document Number | 0000000816 |
| Map Reference | VOL 11 PG 9 |
| Instrument Date | Jun 29, 2022 |
| Instrument | 202207060816 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2022 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE C |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 102 SPRAGUE RD, BEREA, OH 44017-2741 |
| Document Number | 0000000817 |
|---|---|
| Date | Jul 6, 2022 |
| Instrument | 202207060817 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2052 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Recording Date | Aug 26, 2021 |
| Property Address | 102 SPRAGUE RD, BEREA, OH 44017-2741 |
| Document Number | 0000000385 |
| Map Reference | VOL 11 PG 9 |
| Instrument Date | Jun 16, 2021 |
| Instrument | 202108260385 |
| Transaction Type | Foreclosure |
| Record Updated | Oct 12, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2000 N CLASSEN BLVD # E110, E110, OKLAHOMA CITY, OK 73106-6016 |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Recording Date | May 21, 2021 |
| Property Address | 102 SPRAGUE RD, BEREA, OH 44017-2741 |
| Document Number | 0000000181 |
| Instrument Date | May 11, 2021 |
| Instrument | 202105210181 |
| Transaction Type | Foreclosure |
| Record Updated | Jul 9, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 425 PHILLIPS BLVD, EWING, NJ 08618-1430 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Recording Date | Sep 25, 2017 |
| Property Address | 102 SPRAGUE RD, BEREA, OH 44017-2741 |
| Document Number | 0009250369 |
| Instrument Date | Sep 21, 2017 |
| Instrument | 9250369 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2017 |
| Title Company | MUTUAL TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $331.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 102 SPRAGUE RD BEREA OH 440172741, BEREA, OH 44017-2741 |
| Document Number | 9250370 |
|---|---|
| Date | Sep 25, 2017 |
| Instrument | 9250370 |
| Name | UNION HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 24, 2047 |
Source: Cuyahoga County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Cuyahoga County |
| Municipality | Berea City |
| Unified School District | Berea City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,127.00 (+2.09%) | $52,815 (-0.01%) Land $13,090 Building $39,725 | $150,900 (-) Land $37,400 Building $113,500 |
| 2024 | $3,063.00 (+18.49%) | $52,820 (+44%) Land $13,090 Building $39,730 | $150,900 (+43.99%) Land $37,400 Building $113,500 |
| 2023 | $2,585.00 (+7.66%) | $36,680 (+7.16%) Land $12,180 Building $24,500 | |
| 2022 | $2,401.00 | $34,230 Land $12,180 Building $22,050 | |
| 2021 | $104,800 Land $34,800 Building $70,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEREA CITY PWS serves 18,789 people · EPA ID OH1800111 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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