96 South St, Gorham, ME 04038 Property Records

Cumberland County and Gorham Town property record for 96 South St, Gorham, ME 04038

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,139 sqft · built 2017
Lot Size	1.2 acres (52,272 sqft)
Owner	2 Individual Names on Record
Last Sale	$522,500 (Jan 2017)
Tax Bill	$10,245 (2025)
Deeds & Mortgages	Mar 2020 Refinance May 2020 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`H1790R`

Property Details

APN / Parcel Number

Primary APN	`H1790R`
Alternative APN	`GRHM M:103 B:051 L:000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,139 sqft Living Area
Gross Area	5,664 sqft
1st Floor Area	1,220 sqft
Basement Area	1,220 sqft
Unfinished Basement	1,220 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Colonial
Exterior Material	Adobe
Roof Type	Gable
Roof Material	Asphalt
Lot Area	52,272 sqft (1.2 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	H1790R
Street Address	96 SOUTH ST
City	GORHAM
State	ME
Zip	04038-1716
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UR
Legal Block	51
Jurisdiction	GORHAM ME
Township / Civil Division	GORHAM
Census Block Group	2
Census Block	2006
Census Tract	4002

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the South Street Historic District listed 1988 · 18 contributing resources · NRIS 88000398

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cumberland County and Gorham Town records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	96 SOUTH ST, GORHAM, ME 04038-1716
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NORCOM MORTGAGE
May 20, 2020	Deed of Trust, Mortgage · Line of Credit KEYBANK USA
May 20, 2020	Deed of Trust, Mortgage · Line of Credit KEYBANK USA
Apr 3, 2017	Deed of Trust, Mortgage · Line of Credit KEYBANK USA
Jan 20, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 20, 2017 · Amount on Record
Deed Sale	Jan 20, 2017 · Amount on Record
Deed Document Number	20173329
Deed Book / Page	33775 / 2
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GORHAM ME
Property Address	96 SOUTH ST, GORHAM, ME 04038-1716
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0365310313
Date	Mar 25, 2020
Book Page	36531/313
Instrument	15753

Lender

Name	NORCOM MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GORHAM ME
Property Address	96 SOUTH ST, GORHAM, ME 04038-1716
Document Number	0367630075
Instrument Date	May 20, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96 SOUTH ST GORHAM ME 040381716, GORHAM, ME 04038-1716

Mortgage

Document Number	0367630075
Date	Jun 2, 2020
Book Page	036763/000075
Instrument	28833

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Interest

Rate Type	Adjustable Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GORHAM ME
Property Address	96 SOUTH ST, GORHAM, ME 04038-1716
Document Number	0367630081
Instrument Date	May 20, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96 SOUTH ST GORHAM ME 040381716, GORHAM, ME 04038-1716

Mortgage

Document Number	0367630081
Date	Jun 2, 2020
Book Page	036763/000081
Instrument	28834

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Interest

Rate Type	Adjustable Rate

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GORHAM ME
Property Address	96 SOUTH ST, GORHAM, ME 04038-1716
Document Number	0339930212
Book / Page	033993 / 000212
Instrument Date	Apr 3, 2017
Transaction Type	Mortgage
Record Updated	Jul 11, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96 SOUTH ST GORHAM ME 040381716, GORHAM, ME 04038-1716

Mortgage

Document Number	0339930212
Date	May 8, 2017
Book Page	033993/000212
Instrument	20525

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 7, 2047

Interest

Rate Type	Adjustable Rate

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GORHAM ME
Recording Date	Jan 20, 2017
Property Address	96 SOUTH ST, GORHAM, ME 04038-1716
Document Number	0337750002
Book / Page	33775 / 2
Instrument	3329
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Tax	$11.31
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	, 33775/0004
Date	Jan 20, 2017
Instrument	33775/0004

Lender

Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jan 20, 2032

Tax Assessment & Valuation

Source: Cumberland County and Gorham Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Gorham Town
Unified School District	Gorham (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$10,245.00 (+0.69%)	$692,200 (-) Land $131,500 Building $560,700
2024	$10,175.00 (+14.39%)	$692,200 (-) Land $131,500 Building $560,700
2022	$8,895.00	$692,200 Land $131,500 Building $560,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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