102 South St, Gorham, ME 04038 Property Records

Cumberland County and Gorham Town property record for 102 South St, Gorham, ME 04038

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,396 sqft · built 1848
Lot Size	1.01 acres (43,996 sqft)
Owner	Individual Name on File
Tax Bill	$7,945 (2025)
Deeds & Mortgages	Mar 2021 Refinance May 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`GRHM M:103 B:052 L:000`

Property Details

APN / Parcel Number

Primary APN	`GRHM M:103 B:052 L:000`
Alternative APN	`1937`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,396 sqft Living Area
Gross Area	7,365 sqft
1st Floor Area	1,704 sqft
Attic	Attic
Attic Area	1,216 sqft
Basement Area	1,704 sqft
Unfinished Basement	1,704 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1848
Effective Year Built	Effective 1985
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,996 sqft (1.01 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1937
Street Address	102 SOUTH ST
City	GORHAM
State	ME
Zip	04038-1724
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UR
Legal Block	52
Jurisdiction	GORHAM ME
Township / Civil Division	GORHAM
Census Block Group	2
Census Block	2006
Census Tract	4002

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the South Street Historic District listed 1988 · 18 contributing resources · NRIS 88000398

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

102 South St is owned and occupied by an individual.

Source: Cumberland County and Gorham Town records, as of July 30, 2026

Owner of Record	Individual Name on File
Mailing Address	102 SOUTH ST, GORHAM, ME 04038-1724
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance KEY BANK NA
May 31, 2019	Deed of Trust, Mortgage · Line of Credit KEYBANK USA
Sep 10, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GORHAM ME
Property Address	102 SOUTH ST, GORHAM, ME 04038-1724
Transaction Type	Mortgage
Record Updated	Mar 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0379100301
Date	Mar 10, 2021
Book Page	37910/301
Instrument	16869

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GORHAM ME
Property Address	102 SOUTH ST, GORHAM, ME 04038-1724
Document Number	0358780070
Instrument Date	May 31, 2019
Transaction Type	Mortgage
Record Updated	Aug 19, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 SOUTH ST GORHAM ME 040381724, GORHAM, ME 04038-1724

Mortgage

Document Number	0358780070
Date	Aug 12, 2019
Book Page	035878/000070
Instrument	37632

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 11, 2049

Interest

Rate Type	Adjustable Rate

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GORHAM ME
Recording Date	Sep 10, 2018
Property Address	102 SOUTH ST, GORHAM, ME 04038-1724
Document Number	0351300169
Book / Page	035130 / 000169
Instrument Date	Sep 7, 2018
Instrument	46019
Transaction Type	Transfer
Record Updated	Oct 2, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	102 SOUTH ST GORHAM ME 040381724, GORHAM, ME 04038-1724

Tax Assessment & Valuation

The 2025 property tax bill for 102 South St was $7,945, up 0.7% from the year before.

Source: Cumberland County and Gorham Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Gorham Town
Unified School District	Gorham (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,945.00 (+0.68%)	$536,800 (-) Land $130,000 Building $406,800
2024	$7,891.00	$536,800 Land $130,000 Building $406,800
2022	$6,898.00	$536,800 Land $130,000 Building $406,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 102 South St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 102 South St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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