96 S Crystal St, Elgin, IL 60123 Property Records

Kane County property record for 96 S Crystal St, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	6 ba · 2,550 sqft · built 1920
Lot Size	0.129 acres (5,619 sqft)
Owner	Company Name on File
Last Sale	$375,000 (May 2026)
Tax Bill	$9,458 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Jan 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`06-14-410-023`

Property Details

APN / Parcel Number

Primary APN	`06-14-410-023`

Interior

Full Baths	6 Baths
Stories	2 Stories
Building Area	2,550 sqft Living Area
Gross Area	4,070 sqft
Basement Area	1,520 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Construction Type	Frame
Lot Area	5,619 sqft (0.129 acres)

Location & Zoning

Street Address	96 S CRYSTAL ST
City	ELGIN
State	IL
Zip	60123-6379
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L M KELLEYS SUB OF PART OF LOT 14 OF W C KIMBALLS ADDN SOUTHERLY 77.5 FT OF LOT 1 & SOUTHERLY 77.5 FT EASTERLY 6.5 FT OF LOT 2
Legal Subdivision	W C KIMBALLS ADDN
Legal Block	1
Legal Lot Number	14,1
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1004
Census Tract	851600

Owner

96 S Crystal St is owned by a company that bought it in May 2026.

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	518 N LAKE ST, AURORA, IL 60506-3181
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
May 8, 2026	Administrator's Deed, Transfer · Conventional Mortgage HEARTLAND BANK AND TRUST COMPANY
Jan 14, 2020	Warranty Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2026 · Amount on File
Deed Sale	May 8, 2026 · Amount on File
Prior Sale	Jan 14, 2020 · Amount on File
Deed Document Number	202618939
Prior Transfer Date	Jul 31, 1998
Prior Transfer Doc	0000108876
Record Updated	Oct 29, 2026

May 2026: Administrator's Deed, Transfer

Document Type	Administrator's Deed
Jurisdiction	KANE IL
Recording Date	May 8, 2026
Property Address	96 S CRYSTAL ST, ELGIN, IL 60123-6379
Document Number	0000018939
Instrument Date	Apr 9, 2026
Instrument	2026.18939
Transaction Type	Transfer
Record Updated	May 19, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$56,812.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	518 N LAKE ST, AURORA, IL 60506-3181

Mortgage

Document Number	0000018940,
Date	May 8, 2026
Instrument	2026.18940

Lender

Name	HEARTLAND BANK AND TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	83 Months
Due	Apr 22, 2033

Interest

Rate	6.38%
Max Rate	-1%

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jan 14, 2020
Property Address	96 S CRYSTAL ST, ELGIN, IL 60123-6379
Document Number	0000002596
Instrument Date	Nov 14, 2019
Instrument	2596
Transaction Type	Transfer
Record Updated	Jan 31, 2020
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$450.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	847 S RANDALL RD SOUTH ELGIN IL 60177, SOUTH ELGIN, IL 60177

Tax Assessment & Valuation

The 2025 property tax bill for 96 S Crystal St was $9,458, up 3.5% from the year before.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,458.00 (+3.5%)	$123,982 (+8.57%) Land $22,672 Building $101,310	$372,095 (+8.57%) Land $68,043 Building $304,052
2024	$9,138.00	$114,195 Land $20,882 Building $93,313	$342,722 Land $62,671 Building $280,051
2022	$8,156.00 (+3.95%)	$94,070 (+6.96%) Land $17,202 Building $76,868	$282,210 (+6.96%) Land $51,606 Building $230,604
2021	$7,846.00	$87,949 Land $16,083 Building $71,866	$263,847 Land $48,249 Building $215,598

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 96 S Crystal St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 96 S Crystal St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Fox Valley Internet, Verizon.

Nearby Properties on S Crystal St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures