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86 S Crystal St, Elgin, IL 60123 Property Records

Kane County property record for 86 S Crystal St, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,386 sqft · built 1900
Lot Size0.158 acres (6,880 sqft)
Owner2 Individual Names on File
Last Sale$115,000 (Sep 2019)
Tax Bill$4,767 (2025)
Deeds & MortgagesSep 2019 Sale
Flood ZoneZone X (minimal risk)
APN06-14-410-019

Property Details

APN / Parcel Number

Primary APN06-14-410-019

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,386 sqft Living Area
Gross Area1,923 sqft
Basement Area537 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeRaised
Lot Area6,880 sqft (0.158 acres)
Lot Dimensions172 ft deep x 40 ft wide

Utilities, Heating & Cooling

SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address86 S CRYSTAL ST
CityELGIN
StateIL
Zip60123-6361
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL M KELLEYS SUB PART OF LOT 14 OF W C KIMBALL ADDNS
Legal SubdivisionL M KELLEYS SUB
Legal Block1
Legal Lot Number14
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group1
Census Block1004
Census Tract851600

Owner

86 S Crystal St is owned and occupied by two individuals who bought it in September 2019.

Source: Kane County records, as of July 23, 2026

Owner of Record2 Individual Names on File
Mailing Address86 S CRYSTAL ST, ELGIN, IL 60123-6361
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 9, 2019 · Amount on File
Deed SaleSep 9, 2019 · Amount on File
Prior SaleApr 15, 2009 · Amount on File
Deed Document Number201941343
Prior Transfer DateJul 29, 2005
Prior Transfer Doc0000094408
Record UpdatedOct 29, 2026

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateSep 9, 2019
Property Address86 S CRYSTAL ST, ELGIN, IL 60123-6361
Document Number0000041343
Instrument DateAug 29, 2019
Instrument41343
Transaction TypeTransfer
Record UpdatedSep 24, 2019
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
Tax$172.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address440 SAINT CHARLES ST #B ELGIN IL 60120, B, ELGIN, IL 60120

Tax Assessment & Valuation

The 2025 property tax bill for 86 S Crystal St was $4,767 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,767.00 Homeowner's exemption$70,495 (+8.57%) Land $13,396 Building $57,099$211,570 (+8.57%) Land $40,204 Building $171,366
2024$64,931 Land $12,339 Building $52,592$194,871 Land $37,032 Building $157,839
2022$4,117.00 (+4.87%) Homeowner's exemption$53,488 (+6.96%) Land $10,164 Building $43,324$160,464 (+6.96%) Land $30,492 Building $129,972
2021$3,926.00 Homeowner's exemption$50,008 Land $9,503 Building $40,505$150,024 Land $28,509 Building $121,515

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 86 S Crystal St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 86 S Crystal St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: Fox Valley Internet, Verizon.

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