96 S Common St, Lynn, MA 01902 Property Records

Essex County and Lynn City property record for 96 S Common St, Lynn, MA 01902

Property Summary

Property Type	Duplex
Details	6 bd · 4 ba · 3,745 sqft · built 1900
Lot Size	0.084 acres (3,655 sqft)
Owner	2 Individual Names on File
Last Sale	$770,000 (Dec 2021)
Tax Bill	$9,086 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Dec 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B:053 L:735 S:032`

Property Details

APN / Parcel Number

Primary APN	`B:053 L:735 S:032`
Alternative APN	`LYNN M:053 B:735 L:032`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	3 Stories
Building Area	3,745 sqft Living Area
Gross Area	5,816 sqft
Basement Area	1,466 sqft
Unfinished Basement	1,466 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1964
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,655 sqft (0.084 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	96 S COMMON ST
City	LYNN
State	MA
Zip	01902-4374
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R5
Legal Block	735
Legal Lot Number	32
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	2
Census Block	2002
Census Tract	207000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lynn Common Historic District listed 1992 · 60 contributing resources · NRIS 92000247

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

96 S Common St, a duplex, is owned and occupied by two individuals who bought it in December 2021.

Source: Essex County and Lynn City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	96 S COMMON ST, LYNN, MA 01902-4374
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) LOWELL COMMUNITY LOAN FUND INC
Dec 29, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 4, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2021 · Amount on File
Deed Sale	Dec 29, 2021 · Amount on File
Prior Sale	Feb 3, 1999 · Amount on File
Deed Book / Page	40619 / 393
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	96 S COMMON ST, LYNN, MA 01902-4374
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040898-185
Date	Apr 29, 2022
Book Page	40898/185
Instrument	20220429000920

Lender

Name	LOWELL COMMUNITY LOAN FUND INC

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Dec 29, 2021
Property Address	96 S COMMON ST, LYNN, MA 01902-4374
Document Number	040619-393
Book / Page	40619 / 393
Instrument Date	Dec 29, 2021
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	96 S COMMON ST, LYNN, MA 01902-4374

Mortgage

Document Number	0040619395
Date	Dec 29, 2021
Instrument	40619/395

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Jan 4, 2019
Property Address	96 S COMMON ST, LYNN, MA 01902-4374
Document Number	37257-174
Book / Page	037257 / 000174
Instrument Date	Nov 11, 2018
Instrument	4000310
Transaction Type	Transfer
Record Updated	Jan 22, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	96 S COMMON ST #3 LYNN MA 019024554, 3, LYNN, MA 01902-4554

Tax Assessment & Valuation

The 2025 property tax bill for 96 S Common St was $9,086, up 6.5% from the year before.

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,086.00 (+6.54%)	$876,993 (+8.28%) Land $196,900 Building $680,093	$789,610
2024	$8,528.00 (+2.56%)	$809,900 (+8.61%) Land $180,900 Building $629,000
2023	$8,315.00	$745,700 Land $161,100 Building $584,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 96 S Common St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 96 S Common St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: Starry, T-Mobile.

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