108 S Common St, Lynn, MA 01902 Property Records

Essex County and Lynn City property record for 108 S Common St, Lynn, MA 01902

Property Summary

Property Type	Apartments (5+ Units)
Details	10 bd · 5 ba · 3,880 sqft · built 1880
Lot Size	0.047 acres (2,069 sqft)
Owner	2 Company Names on Record
Last Sale	$675,000 (Jul 2018)
Tax Bill	$10,024 (2025)
Deeds & Mortgages	Apr 2021 Refinance Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`B:053 L:735 S:029`

Property Details

APN / Parcel Number

Primary APN	`B:053 L:735 S:029`
Alternative APN	`LYNN M:053 B:735 L:029`

Interior

Bedrooms	10 Beds
Full Baths	5 Baths
Total Rooms	19 Rooms
Units	5 Units
Stories	3 Stories
Building Area	3,880 sqft Living Area
Gross Area	5,790 sqft
Basement Area	1,490 sqft
Unfinished Basement	1,490 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	2,069 sqft (0.047 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	108 S COMMON ST
City	LYNN
State	MA
Zip	01902-4595
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	R5
Legal Block	735
Legal Lot Number	29
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	2
Census Block	2002
Census Tract	207000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lynn Common Historic District listed 1992 · 60 contributing resources · NRIS 92000247

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Essex County and Lynn City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	PO BOX 1384, MARBLEHEAD, MA 01945-5384
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MARBLEHEAD SAVINGS BANK
Jan 27, 2022	Deed of Trust, Mortgage · Commercial Mortgage HINGHAM INSTITUTION FOR SAVINGS
Jul 20, 2018	Quit Claim Deed, Transfer MARBLEHEAD SAVINGS BANK
Dec 6, 2017	Quit Claim Deed, Transfer SAVINGS BANK TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2018 · Amount on Record
Deed Sale	Jul 20, 2018 · Amount on Record
Prior Sale	Dec 6, 2017
Deed Book / Page	36879 / 132
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	108 S COMMON ST, LYNN, MA 01902-4595
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039770-463
Date	Apr 15, 2021
Book Page	39770/463
Instrument	20210415003300

Lender

Name	MARBLEHEAD SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	108 S COMMON ST, LYNN, MA 01902-4595
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040685-316
Date	Jan 27, 2022
Book Page	40685/316
Instrument	20220127002000

Lender

Name	HINGHAM INSTITUTION FOR SAVINGS
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Jul 20, 2018
Property Address	108 S COMMON ST, LYNN, MA 01902-4595
Document Number	36879-132
Book / Page	36879 / 132
Instrument	180720005720
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$69.14
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 S COMMON ST, LYNN, MA 01902-4595

Mortgage

Document Number	368790134
Date	Jul 20, 2018
Instrument	36879/0134

Lender

Name	MARBLEHEAD SAVINGS BANK
Type	Bank

Agreement

Amount	Amount Recorded

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Dec 6, 2017
Property Address	108 S COMMON ST, LYNN, MA 01902-4595
Document Number	36384-553
Book / Page	36384 / 553
Instrument	171206002450
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$65.05
Amount Accuracy	Non-Arm's Length Transaction
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 S COMMON ST, LYNN, MA 01902-4595

Mortgage

Document Number	36384-555
Date	Dec 6, 2017
Book Page	36384/555
Instrument	171206002460

Lender

Name	SAVINGS BANK TRUST
Type	Bank

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$10,024.00 (+1.32%)	$967,600 (+2.99%) Land $187,600 Building $780,000
2024	$9,893.00 (+13.75%)	$939,500 (+20.45%) Land $172,400 Building $767,100
2023	$8,697.00	$780,000 Land $153,500 Building $626,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: Starry, T-Mobile.

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