96 River Loop Rd, Mills River, NC 28759 Property Records

Henderson County property record for 96 River Loop Rd, Mills River, NC 28759 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	3.5 Baths
Year Built	Built 2018
Square Footage	2,320 sqft Heated Area
Lot Size	42,689 sqft (0.98 acres)
Garage	Carport, 440 sqft
Occupancy	Owner Occupied
Last Sale	$279,900 (2010)
Tax Bill	$2,024.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`9621479953`
Alternative APN	`1002195`

Interior

Full Baths	3.5 Baths
Partial Baths	1 Partial Baths
Plumbing Fixtures	10 Plumbing Fixtures
Building Area	2,320 sqft Heated Area
1st Floor	1,080 sqft 1st Floor
Upper Floors	540 sqft Upper Floors
Basement Area	1,080 sqft Basement
Finished Basement	700 sqft Finished
Unfinished Basement	380 sqft Unfinished
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2018
Architectural Style	Conventional Style
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	42,689 sqft (0.98 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Carport Garage
Garage Area	440 sqft Garage
Carport	Carport
Carport Area	440 sqft Carport
Porch Area	1,152 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Heat Pump Heating

Location & Zoning

Account Number	1002195
Street Address	96 RIVER LOOP RD
City	MILLS RIVER
State	NC
Zip	28759-6793
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SR1345 ON N MILLS RIVER RD PL2005-5701
Legal Block	47
Legal Lot Number	9953
Jurisdiction	HENDERSON NC
Minor Civil Division	MILLS RIVER
Census Blockgroup	2
Census Block	2029
Census Tract	930701

Owner

Source: Henderson County records · APN 9621479953

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	96 RIVER LOOP RD, MILLS RIVER, NC 28759-6793
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 15, 2010 · Amount on Record
Deed Sale	Dec 15, 2010 · Amount on Record
Deed Book / Page	1448 / 74
Record Refreshed	Sep 20, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	96 RIVER LOOP RD, MILLS RIVER, NC 28759-6793
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030080447
Date	Jan 24, 2017
Book Page	3008/447

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Amount	Amount Recorded
Term	144 Months
Due	Feb 01, 2029

Tax Assessment & Valuation

Source: Henderson County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Municipality	Mills River Town
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$469,700 (-) Land $58,800 Building $410,900
2025	$2,024.00
2023		$469,700 Land $58,800 Building $410,900	$469,700 Land $58,800 Building $410,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Henderson County (37089C), updated October 12, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	About 1 in 1,887 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.