344 River Loop Rd, Mills River, NC 28759 Property Records

Henderson County property record for 344 River Loop Rd, Mills River, NC 28759 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Architecture StyleConventional
Year BuiltBuilt 1996
Square Footage3,539 sqft Heated Area
Lot Size86,249 sqft (1.98 acres)
Last Sale$1,645,000 (2024)
Tax Bill$2,633.00 (2025)

Property Details

APN / Parcel Number

Primary APN9621470656
Alternative APNs
  • 00962147065655
  • 9935587

Interior

Bedrooms3 Beds
Full Baths3 Baths
Partial Baths2 Partial Baths
Plumbing Fixtures12 Plumbing Fixtures
Building Area3,539 sqft Heated Area
1st Floor2,528 sqft 1st Floor
Upper Floors1,011 sqft Upper Floors
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1996
Architectural StyleConventional Style
Exterior MaterialStucco Exterior
Foundation TypeNo Foundation Foundation
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area86,249 sqft (1.98 acres)
Deck Area498 sqft Deck
Porch Area600 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Account Number9935587
Street Address344 RIVER LOOP RD
CityMILLS RIVER
StateNC
Zip28759-6794
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionON N MILLS RIVER
Legal Block47
Legal Lot Number656
JurisdictionHENDERSON NC
Minor Civil DivisionMILLS RIVER
Census Blockgroup2
Census Block2029
Census Tract930701

Owner

Source: Henderson County records · APN 9621470656

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2036 N PONCE DE LEON AVE NE, ATLANTA, GA 30307-1340
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 10, 2024 · Amount on Record
Deed SaleOct 10, 2024 · Amount on Record
Deed Doc Number20241021037
Deed Book / Page4215 / 199
Record RefreshedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON NC
Property Address344 RIVER LOOP RD, MILLS RIVER, NC 28759-6794
Transaction TypeMortgage
Record UpdatedMar 10, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0036470530
DateFeb 05, 2021
Book Page3647/530
Instrument944308
Lender
NameCHAMPION CU
TypeCredit Union
AddressCANTON, NC 28716
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueFeb 04, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Henderson County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHenderson County
MunicipalityMills River Town
Unified School DistrictHenderson County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$611,100 (-) Land $79,600 Building $531,500
2025$2,633.00
2023$611,100 Land $79,600 Building $531,500$611,100 Land $79,600 Building $531,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Henderson County (37089C), updated October 12, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire LikelihoodAbout 1 in 1,887 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on River Loop Rd

Nearby Streets

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