Somerset County and Somerville Borough property record for 96 Prospect St, Somerville, NJ 08876 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 1967 |
| Square Footage | 3,551 sqft Living Area |
| Lot Size | 14,349 sqft (0.329 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $21,146.00 (2025) |
Source: Somerset County and Somerville Borough records · APN 18-00153-0000-00015
Assessment roll updated July 7, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 96 PROSPECT ST, SOMERVILLE, NJ 08876-1438 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 96 PROSPECT ST, SOMERVILLE, NJ 08876-1438 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000038020 |
|---|---|
| Date | Oct 07, 2019 |
| Book Page | 7157/0303 |
| Instrument | 2019038020 |
| Name | UNITY BANK |
|---|---|
| Type | Bank |
| Address | CLINTON, NJ 08809 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 01, 2029 |
Source: Somerset County and Somerville Borough records · Assessment roll updated July 7, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| Municipality | Somerville Borough |
| Unified School District | Somerville Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $518,400 (-) Land $153,000 Building $365,400 | $518,400 (-) Land $153,000 Building $365,400 | |
| 2025 | $21,146.00 (+3.19%) | $518,400 (-) Land $153,000 Building $365,400 | $518,400 (-) Land $153,000 Building $365,400 |
| 2024 | $20,492.00 (+5.1%) | ||
| 2023 | $518,400 Land $153,000 Building $365,400 | $518,400 Land $153,000 Building $365,400 | |
| 2022 | $19,497.00 |
Source: FEMA National Flood Hazard Layer, Somerset County (34035C), updated September 3, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 6% of the US · above 16% of New Jersey |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 18-00153-0000-00015 |
|---|---|
| Alternative APN |
|
| Building Area | 3,551 sqft Living Area |
|---|---|
| Stories | 2 Stories |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Construction Type | Frame Construction |
| Lot Area | 14,349 sqft (0.329 acres) |
| Depth X Width | 175 ft x 82 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 96 PROSPECT ST |
|---|---|
| City | SOMERSET |
| State | NJ |
| Zip | 08873-2679 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | BOROUGH/SOMERVILLE |
| Legal Block | 153 |
| Legal Lot Number | 15 |
| Jurisdiction | SOMERSET NJ |
| Minor Civil Division | SOMERVILLE |
| Census Blockgroup | 2 |
| Census Block | 2000 |
| Census Tract | 50100 |
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