110 Prospect St, Somerville, NJ 08876 Property Records

Somerset County and Somerville Borough property record for 110 Prospect St, Somerville, NJ 08876 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 1925
Square Footage	3,180 sqft Living Area
Lot Size	22,703 sqft (0.521 acres)
Occupancy	Owner Occupied
Last Sale	$335,000 (2012)
Tax Bill	$19,375.00 (2025)

Owner

Source: Somerset County and Somerville Borough records · APN 18-00153-0000-00016

Assessment roll updated July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	110 PROSPECT ST, SOMERVILLE, NJ 08876-1454
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 27, 2012 · Amount on Record
Deed Sale	Jun 27, 2012 · Amount on Record
Deed Doc Number	201234451
Deed Book / Page	6532 / 1380
Record Refreshed	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	110 PROSPECT ST, SOMERVILLE, NJ 08876-1454
Document Number	0000021983
Instrument Date	May 21, 2020
Transaction Type	Mortgage
Record Updated	Jul 01, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	110 PROSPECT ST SOMERVILLE NJ 088761454, SOMERVILLE, NJ 08876-1454

Mortgage

Document Number	0000021983
Date	May 28, 2020
Book Page	007214/002275
Instrument	21983

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	360 Months
Due	May 27, 2050

Tax Assessment & Valuation

Source: Somerset County and Somerville Borough records · Assessment roll updated July 7, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	Somerville Borough
Unified School District	Somerville Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$475,000 (-) Land $171,300 Building $303,700	$475,000 (-) Land $171,300 Building $303,700
2025	$19,375.00 (+3.19%)	$475,000 (-) Land $171,300 Building $303,700	$475,000 (-) Land $171,300 Building $303,700
2024	$18,776.00 (+5.11%)
2023		$475,000 Land $171,300 Building $303,700	$475,000 Land $171,300 Building $303,700
2022	$17,864.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Somerset County (34035C), updated September 3, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 6% of the US · above 16% of New Jersey
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`18-00153-0000-00016`
Alternative APN	`180015300016`

Interior

Building Area	3,180 sqft Living Area
Stories	2 Stories

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Construction Type	Frame Construction
Lot Area	22,703 sqft (0.521 acres)
Depth X Width	176 ft x 129 ft Depth x Width

Location & Zoning

Street Address	110 PROSPECT ST
City	SOMERSET
State	NJ
Zip	08873-2622
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	153
Legal Lot Number	16
Jurisdiction	SOMERSET NJ
Minor Civil Division	SOMERVILLE
Census Blockgroup	2
Census Block	2000
Census Tract	50100