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96 Palm Dr, Flagler Beach, FL 32136 Property Records

Flagler County property record for 96 Palm Dr, Flagler Beach, FL 32136

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,795 sqft · built 1978
Lot Size0.21 acres (9,126 sqft)
OwnerCompany Name on File
Tax Bill$519 (2025)
Deeds & MortgagesJun 2026 Mortgage
Flood ZoneZone X (moderate risk)
APN12-12-31-4950-00020-0040

Property Details

APN / Parcel Number

Primary APN12-12-31-4950-00020-0040

Interior

Full Baths3 Baths
Stories1 Story
Building Area1,795 sqft Living Area
Gross Area2,640 sqft
1st Floor Area1,795 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1981
Exterior MaterialConcrete
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area9,126 sqft (0.21 acres)
DrivewayConcrete Driveway
Driveway Area442 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address96 PALM DR
CityFLAGLER BEACH
StateFL
Zip32136-3412
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPALM HARBOR SUBD BLOCK 2 LOT 4 OR 102 PG 294 OR 188 PG 344 OR 198 PG 22 OR 200 PG 261 (CD) OR 233 PG 98 OR 278 PG 251 OR 869/93 OR 2130/1259-RDMAN ANGELA STEELE & DEVAN RICKE JTWROS
Legal Range31E
Legal Township12S
Legal Section12
Legal SubdivisionPALM HARBOR SUBD
Legal Block2
Legal Lot Number4
JurisdictionFLAGLER FL
Township / Civil DivisionFLAGLER BEACH
Census Block Group1
Census Block1001
Census Tract60304

Owner

96 Palm Dr is owned by a company that acquired it in May 2016 and is owner-occupied.

Source: Flagler County records, as of June 23, 2026

Owner of RecordCompany Name on File
Mailing Address96 PALM DR, FLAGLER BEACH, FL 32136-3412
OccupancyOwner Occupied
Owner TypeCompany
VestingLife Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 25, 2016
Deed SaleMay 25, 2016
Deed Document Number201616025
Deed Book / Page2130 / 1259
Prior Transfer DateApr 6, 2016
Prior Transfer Doc0021301259
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Recording DateJun 11, 2026
Property Address96 PALM DR, FLAGLER BEACH, FL 32136-3412
Document Number0000023509
Book / Page3061 / 1627
Instrument DateMay 21, 2026
Instrument202623509
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address96 PALM DR, FLAGLER BEACH, FL 32136-3412

Mortgage

Document Number0000023509,
DateJun 11, 2026
Book Page3061/1627
Instrument202623509
Lender
NameFLAGLER COUNTY BOARD COMMISSIO
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
Interest
Rate6.23%
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 96 Palm Dr was $519 with exemptions applied, down 19% from the year before.

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
MunicipalityFlagler Beach City
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$519.00 (-19.03%) Homeowner's exemption Senior Citizen's exemption$122,201$234,624 Land $89,000 Building $145,624
2024$641.00 (+5.78%)
2023$606.00 (+4.66%) Homeowner's exemption Additional exemption filed$115,298 (+3%)$265,176 (+4.95%) Land $85,000 Building $180,176
2022$579.00 Homeowner's exemption Additional exemption filed$111,939$252,659 Land $82,500 Building $170,159

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 96 Palm Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 127 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies127 in force
Nearby Flood Claims69 (1995–2026)
Claims Outside the SFHA8 of 69
Most Recent ClaimMay 2026 · other causes
Claims by Event
  • Hurricane Nicole, Nov 2022 · 13 claims
  • Hurricane Irma, Oct 2017 · 39 claims
  • Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 96 Palm Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFLAGLER BEACH WTP
serves 4,830 people · EPA ID FL2180349
Water SourceGroundwater
Last State InspectionJun 2023
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Spectrum
Cable		1,000 / 50
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T, Verizon.

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