101 Palm Dr, Flagler Beach, FL 32136 Property Records

Flagler County property record for 101 Palm Dr, Flagler Beach, FL 32136

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,545 sqft · built 1974
Lot Size	0.22 acres (9,574 sqft)
Owner	2 Individual Names on Record
Last Sale	$840,000 (Aug 2022)
Tax Bill	$10,400 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`12-12-31-4950-00010-0010`

Property Details

APN / Parcel Number

Primary APN	`12-12-31-4950-00010-0010`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,545 sqft Living Area
Gross Area	2,422 sqft
1st Floor Area	1,545 sqft
Flooring	Carpet
Interior Walls	Plywood

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2000
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,574 sqft (0.22 acres)
Lot Width	70 ft Width
Driveway	Brick Driveway
Driveway Area	1,424 sqft
Pool Area	351 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	101 PALM DR
City	FLAGLER BEACH
State	FL
Zip	32136-3479
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM HARBOR SUBD BLOCK 1 LOT 1 EXCEPT SOUTH 1.98 OR BOOK 53 PAGE 598 & OR BOOK 60 PAGE 101 OR BOOK 69 PAGE 584 OR 110 PG 327 OR 884 PG 1413-1410-DC & ACM OR 1617/1886 OR 1731/717- DC OR 1731/718-ACM OR 1754/ 791 OR 1864/646 OR 2297/19
Legal Range	31E
Legal Township	12S
Legal Section	12
Legal Subdivision	PALM HARBOR SUBD
Legal Block	1
Legal Lot Number	1
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	1
Census Block	1001
Census Tract	60304

Owner

Source: Flagler County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	101 PALM DR, FLAGLER BEACH, FL 32136-3479
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 2, 2018	Warranty Deed, Transfer · FHA Mortgage VICTORIAN FIN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2022 · Amount on Record
Deed Sale	Aug 23, 2022 · Amount on Record
Prior Sale	Aug 2, 2018 · Amount on Record
Deed Document Number	202242845
Deed Book / Page	2716 / 1627
Prior Transfer Date	Jan 13, 2010
Prior Transfer Doc	0017540791
Record Updated	Jun 8, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Aug 23, 2022
Property Address	101 PALM DR, FLAGLER BEACH, FL 32136-3479
Document Number	0027161627
Book / Page	2716 / 1627
Map Reference	MB 5 PG 21
Instrument Date	Aug 16, 2022
Instrument	2022042845
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	COVENANT TITLE, COVENANT CLOSING & TTL SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,880.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 PALM DR, FLAGLER BEACH, FL 32136-3479

Mortgage

Document Number	0027161629
Date	Aug 23, 2022
Instrument	2716/1629

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	101 PALM DR, FLAGLER BEACH, FL 32136-3479
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023840795
Date	Sep 17, 2019
Book Page	2384/0795
Instrument	2019034428

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Aug 2, 2018
Property Address	101 PALM DR, FLAGLER BEACH, FL 32136-3479
Document Number	0022970019
Book / Page	002297 / 000019
Instrument Date	Jul 31, 2018
Instrument	28888
Transaction Type	Transfer
Record Updated	Aug 10, 2018
Title Company	OLDE FL TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,820.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 PALM DR FLAGLER BEACH FL 321363479, FLAGLER BEACH, FL 32136-3479

Mortgage

Document Number	22970021
Date	Aug 2, 2018
Book Page	002297/000021
Instrument	28889

Lender

Name	VICTORIAN FIN
Type	Funding / Finance Company
Address	PITTSBURGH, PA 15241

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Flagler Beach City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,400.00 (+2.79%) Homeowner's exemption	$576,076 (+5.99%)	$601,664 (-6.33%) Land $259,000 Building $342,664
2024	$10,118.00 (+2.54%)
2023	$9,867.00 (+53.74%) Homeowner's exemption	$543,534 (+48.48%)	$642,292 (+21.69%) Land $231,000 Building $411,292
2022	$6,418.00 Homeowner's exemption	$366,058	$527,791 Land $232,947 Building $294,844

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 127 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	127 in force
Nearby Flood Claims	69 (1995–2026)
Claims Outside the SFHA	8 of 69
Most Recent Claim	May 2026 · other causes
Claims by Event	Hurricane Nicole, Nov 2022 · 13 claims Hurricane Irma, Oct 2017 · 39 claims Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLAGLER BEACH WTP serves 4,830 people · EPA ID FL2180349
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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