Mitchell County property record for 96 Mountain Laurel Dr, Spruce Pine, NC 28777
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,416 sqft · built 1977 |
| Lot Size | 0.439 acres (19,166 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,166 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 0799-03-34-3023 |
| Primary APN | 0799-03-34-3023 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,416 sqft Living Area |
| Year Built | Built 1977 |
|---|---|
| Construction Type | Wood |
| Foundation Type | Raised |
| Lot Area | 19,166 sqft (0.439 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 001074756 |
|---|---|
| Street Address | 96 MOUNTAIN LAUREL DR |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-8506 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1117 |
| Jurisdiction | MITCHELL NC |
| Township / Civil Division | GRASSY CREEK |
| Census Block Group | 3 |
| Census Block | 3029 |
| Census Tract | 950400 |
Source: Mitchell County assessment roll, as of January 1, 2025
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| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 96 MOUNTAIN LAUREL DR, SPRUCE PINE, NC 28777-8506 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Deed Document Number | 0000169450 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL NC |
| Property Address | 96 MOUNTAIN LAUREL DR, SPRUCE PINE, NC 28777-8506 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2023 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 000662/696 |
|---|---|
| Date | Oct 13, 2023 |
| Book Page | 662/696 |
| Instrument | 2023002044 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Mitchell County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Unified School District | Mitchell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $1,166.00 (+1.66%) | $182,200 (-) Land $25,000 Building $157,200 |
| 2023 | $1,147.00 | $182,200 Land $25,000 Building $157,200 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective May 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 67% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SPRUCE PINE serves 5,661 people · EPA ID NC0161010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito West Holding Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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