Mitchell County property record for 45 Mountain Laurel Dr, Spruce Pine, NC 28777 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,392 sqft · built 1978 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | Individual Name on File |
| Last Sale | $288,000 (Nov 2023) |
| Tax Bill | $1,501 (2025) |
| Deeds & Mortgages | Nov 2023 Sale Feb 2017 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0799-03-33-6963 |
| Primary APN | 0799-03-33-6963 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,392 sqft Living Area |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Construction Type | Wood |
| Lot Area | 18,731 sqft (0.43 acres) |
| Heating System | Steam |
|---|
| Account Number | 555740654 |
|---|---|
| Street Address | 45 MOUNTAIN LAUREL DR |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-8506 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RED OAK HILLS LOT 6 |
| Legal Lot Number | 6 |
| Jurisdiction | MITCHELL NC |
| Township / Civil Division | GRASSY CREEK |
| Census Block Group | 3 |
| Census Block | 3029 |
| Census Tract | 950400 |
Source: Mitchell County records · APN 0799-03-33-6963
Assessment roll updated October 17, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45 MOUNTAIN LAUREL DR, SPRUCE PINE, NC 28777-8506 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 06, 2023 | Warranty Deed, Transfer |
| Feb 17, 2017 | Deed of Trust, Mortgage · ARM STATE EMPLOYEES CU |
| Aug 30, 2021 | Warranty Deed, Transfer |
| Mar 06, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Jan 25, 2017 | Intrafamily Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 06, 2023 · Amount on Record |
| Deed Sale | Nov 06, 2023 · Amount on Record |
| Prior Sale | Aug 30, 2021 · Amount on Record |
| Deed Document Number | 20232181 |
| Deed Book / Page | 663 / 307 |
| Prior Transfer Date | Jan 23, 2017 |
| Prior Transfer Doc | 000577/123 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Nov 06, 2023 |
| Property Address | 45 MOUNTAIN LAUREL DR, SPRUCE PINE, NC 28777-8506 |
| Document Number | 000663/307 |
| Book / Page | 663 / 307 |
| Instrument Date | Nov 06, 2023 |
| Instrument | 2023002181 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $576.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 288 ROCKLEDGE RD, SPRUCE PINE, NC 28777-9238 |
| Name | Verified Name |
|---|---|
| Address | 45 MOUNTAIN LAUREL DR, SPRUCE PINE, NC 28777-8506 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL NC |
| Property Address | 45 MOUNTAIN LAUREL DR, SPRUCE PINE, NC 28777-8506 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000577/679 |
|---|---|
| Date | Feb 17, 2017 |
| Book Page | 577/679 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 01, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 5 Years |
| Index | 5-Year CMT |
| Max Rate | 6% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Aug 30, 2021 |
| Property Address | 45 MOUNTAIN LAUREL DR, SPRUCE PINE, NC 28777-8506 |
| Document Number | 000632/216 |
| Book / Page | 632 / 216 |
| Instrument Date | Aug 24, 2021 |
| Instrument | 2021001899 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $480.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 547 FUN E FARM WAY, 547, SPRUCE PINE, NC 28777-6152 |
| Name | Verified Name |
|---|---|
| Address | 45 MOUNTAIN LAUREL DR, SPRUCE PINE, NC 28777-8506 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Mar 06, 2017 |
| Property Address | 45 MOUNTAIN LAUREL DR, SPRUCE PINE, NC 28777-8506 |
| Document Number | 000578/210 |
| Book / Page | 578 / 210 |
| Instrument Date | Feb 13, 2017 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 184 BUCKEYE TRL, 184, MOCKSVILLE, NC 27028-6125 |
| Name | Verified Name |
|---|---|
| Address | 547 FUN E FARM WAY, SPRUCE PINE, NC 28777-6152 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Jan 25, 2017 |
| Property Address | 45 MOUNTAIN LAUREL DR, SPRUCE PINE, NC 28777-8506 |
| Document Number | 000577/123 |
| Book / Page | 577 / 123 |
| Instrument Date | Jan 23, 2017 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 45 MOUNTAIN LAUREL DR, 45, SPRUCE PINE, NC 28777-8506 |
| Name | Verified Name |
|---|---|
| Address | 547 FUN E FARM WAY, SPRUCE PINE, NC 28777-6152 |
Source: Mitchell County records · Assessment roll updated October 17, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Unified School District | Mitchell County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,501.00 (+1.01%) | $234,600 (-0.55%) Land $25,000 Building $209,600 | |
| 2023 | $1,486.00 | $235,900 Land $25,000 Building $210,900 | $235,900 Land $25,000 Building $210,900 |
Source: FEMA National Flood Hazard Layer, Mitchell County (37121C), updated May 2, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371219504003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Moderate above 46% of the US · above 67% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,111 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 70 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Zito West Holding | Fiber | 1,000 / 1,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Zito West Holding. Availability varies by address; speeds are provider-advertised maximums, not measured.
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