96 Middlesex Rd, Rochester, NY 14610 Property Records

Monroe County and Rochester City property record for 96 Middlesex Rd, Rochester, NY 14610

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,122 sqft · built 1956
Lot Size	0.091 acres (4,000 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Nov 2025)
Tax Bill	$1,411 (2026)
Deeds & Mortgages	Nov 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`071286-00.0`

Property Details

APN / Parcel Number

Primary APN	`071286-00.0`
Alternative APNs	`140012240000020540000000` `261400 122.40-2-54`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,122 sqft Living Area
1st Floor Area	440 sqft
2nd Floor Area	682 sqft
Game Room	Game Room

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	4,000 sqft (0.091 acres)
Lot Dimensions	100 ft deep x 40 ft wide
Garage Type	Attached
Garage Area	242 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	071286-00.0
Street Address	96 MIDDLESEX RD
City	ROCHESTER
State	NY
Zip	14610-1125
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	11
Legal Description	0077.00 304 21 00000 1 P J COGSWELL SUBN
Legal Subdivision	PIERCE J COGSWELL
Legal Block	2
Legal Lot Number	54.000
Jurisdiction	MONROE NY
Township / Civil Division	ROCHESTER
Census Block Group	3
Census Block	3002
Census Tract	7700

Owner

Source: Monroe County and Rochester City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	111 MEIGS ST, ROCHESTER, NY 14607-2398
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2025 · Amount on Record
Deed Sale	Nov 13, 2025 · Amount on Record
Prior Sale	May 17, 2016 · Amount on Record
Deed Document Number	20253354206
Deed Book / Page	13145 / 246
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Nov 13, 2025
Property Address	96 MIDDLESEX RD, ROCHESTER, NY 14610-1125
Document Number	202503354206
Book / Page	13145 / 246
Map Reference	LB 16 PG 30
Instrument Date	Nov 11, 2025
Instrument	202503354206
Transaction Type	Transfer
Record Updated	Dec 25, 2025
Title Company	ESTN REAL ESTATE SERVICES, METRO REAL ESTATE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$840.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	96 MIDDLESEX RD, ROCHESTER, NY 14610-1125

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96 MIDDLESEX RD, ROCHESTER, NY 14610-1125
Investor	Possibly a Property Investor

Mortgage

Document Number	202503354207
Date	Nov 13, 2025
Instrument	202503354207

Lender

Name	PREMIUM MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Tax Assessment & Valuation

Source: Monroe County and Rochester City assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
Municipality	Rochester City
Unified School District	Rochester City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,411.00 (-5.62%)
2025	$1,495.00 (-6.15%)	$170,200 (-) Land $8,600 Building $161,600	$170,200 (-) Land $8,600 Building $161,600
2024	$1,593.00	$170,200 (+48.65%) Land $8,600 Building $161,600	$170,200 (+23.38%) Land $8,600 Building $161,600
2023		$114,500 Land $7,200 Building $107,300	$137,952 Land $8,675 Building $129,277

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCHESTER CITY serves 210,000 people · EPA ID NY2704518
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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